Medical Billing and Coding Specialist Hourly Pay in Elkhart, IN: $12.84 (2026)
Quick Answer:Hourly pay for a medical billing and coding specialist working in Elkhart, IN runs $12.84 at the median for 2026 — annualizing to $26,718 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against Elkhart's regional price level (BEA RPP 90.3, 10% below national), each hour of work buys what $14.22 nationally would. A 24-hour part-time schedule grosses $16,026 per year.
Official BLS data · View source
In Elkhart, Indiana, the medical billing and coding specialist hourly pay is projected to be $12.84 in 2026, which falls below the national median of $14.59. This hourly rate reflects the landscape of the profession in the area, which includes opportunities in remote home offices — a common setting post-2020 — hospital HIM departments, and various coding offices. Hourly wages within Elkhart for this role can vary significantly, with entry-level employees earning approximately $10.95 and more experienced specialists reaching up to $23.05. These hourly figures are critical for understanding the earning potential in part-time schedules, such as those working three days a week, where professionals can expect to earn a consistent paycheck through regular shifts in both full-time and per-diem positions.
Medical Billing and Coding Specialist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $10.95 | $87.59 |
| Lower Range (P25) | $11.49 | $91.92 |
| Median (P50) | $12.84 | $102.73 |
| Upper Range (P75) | $15.01 | $120.08 |
| Top Earners (P90) | $23.05 | $184.42 |
Estimated Annual Income by Work Schedule in Elkhart
Based on $12.84/hr median hourly rate · 2026 est.
At $12.84/hr, a medical billing and coding specialist working full-time (40 hr/wk) in Elkhart, IN can expect to earn approximately $26,710 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $15,409. With a cost-of-living index of 90.33 (below the national average), these earnings stretch further in Elkhart.
Hourly Rate Calculator
Schedule Comparison in Elkhart
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $513.65 | $2,226 | $26,710 |
| Part-Time (24 hrs) | $308.19 | $1,335 | $16,026 |
| Per Diem (16 hrs) | $205.46 | $890 | $10,684 |
Compare MBS Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Medical Billing and Coding Specialist (Elkhart) | $12.84 |
| Medical Assistant (National Avg) | $20.77 |
| Medical Secretary (National Avg) | $20.19 |
| Medical Lab Technician (National Avg) | $28.18 |
| Billing and Posting Clerk (National Avg) | $21.86 |
Medical Billing and Coding Specialists in Elkhart, IN earn a median of $26,718 per year (2026 est.), which is 11.96% lower than the national median of $30,349 and 6.90% below the Indiana state average of $28,698.
Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living
Working 24h/week at $12.84/hr = $16,026/year (purchasing power: $17,742).
Working 40h/week (full-time) = $26,710/year (purchasing power: $29,571).
CoL index: 90.325 (100 = national average). Your dollars stretch further here.
2021 BLS Actual
$18.20/hr
2025 BLS Actual
$12.55/hr
2026 Current Est.
$12.84/hr
2021–2027 Growth
+-27.8%
Hourly Rate Trajectory for Medical Billing and Coding Specialists in Elkhart (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2021 | $18.20/hr | Actual |
| 2022 | $19.35/hr | Actual |
| 2023 | $22.17/hr | Actual |
| 2024 | $21.78/hr | Actual |
| 2025 | $12.55/hr | Actual |
| 2026(current) | $12.84/hr | Estimated |
| 2027 | $13.14/hr | Projected |
Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in Elkhart grew -31.0% from $18.20/hr (2021) to $12.55/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $13.14/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Elkhart metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Medical Billing and Coding Specialist in Elkhart
Looking more closely at the earning potential, a medical billing and coding specialist working part-time (around 24 hours a week) could anticipate an annual compensation significantly lower than a full-time counterpart. While part-time employees benefit from flexibility, they also face variability in income, which must be balanced against full-time positions that often provide benefits and steadier pay. Those seeking relief from traditional employment might explore the per diem medical billing and coding specialist pay in Elkhart, where some professionals operating as 1099 contractors can bill rates between $25 and $42 per hour. Coding specialists working for physician group practices, hospital departments, or third-party companies see different compensation variables, often driven by the type of employer and the responsibilities involved, such as inpatient or risk adjustment coding. It is common for specialists to weigh the lower hourly wages offered by positions with health insurance against the higher pay from roles without benefits. For those in Elkhart, effective negotiation skills can go a long way in enhancing hourly pay while aligning job expectations with compensation.
More salary data for Elkhart, IN:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in Elkhart. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov