Medical Billing and Coding Specialist Salary in Elkhart, IN: $26,718 (2026)
Quick Answer:A full-time medical billing and coding specialist in Elkhart, IN earns a median $26,718/year (≈ $12.84/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Elkhart's price level (10% below national, BEA RPP 90.3), that paycheck buys what $29,580 would nationally. Nominal pay sits 6.9% below the Indiana state average.
Official BLS data · View source
In 2026, the projected median annual salary for medical billing and coding specialists in Elkhart, Indiana, is $26,718, highlighting a significant contrast to the national median of $30,349. This local figure reflects a salary range from $22,771 at the 10th percentile to $47,945 at the 90th percentile, showcasing the potential for varied earnings within the field. These estimates are derived from official BLS OEWS surveys and reveal a concerning trend: Elkhart's medical billing and coding specialist pay is approximately 11.96% lower than the national average. Despite these lower figures, the remote work standard has broadened the geographic salary landscape, allowing local professionals to apply for positions that may pay better in different regions.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $22,771 | $10.95 |
| Lower Range (P25) | $23,916 | $11.49 |
| Median (P50)(typical) | $26,718 | $12.84 |
| Upper Range (P75) | $31,222 | $15.01 |
| Top Earners (P90) | $47,945 | $23.05 |
Median Salary Position
11.96% below the national average
2026 Salary Percentile Distribution in Elkhart
In Elkhart, IN, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $25,174 (2026 est.). At $26,718, the local median is 11.96% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Elkhart: You'd be in the entry-level range
How Elkhart Medical Billing and Coding Specialist Pay Compares
Elkhart median: $26,718/year (2026)
| Compared To | Median Salary | Elkhart Pays |
|---|---|---|
| Indiana Average | $28,698 | -6.90% less |
| National Average | $30,349 | -11.96% less |
Medical Billing and Coding Specialists in Elkhart, IN earn a median of $26,718 per year (2026 est.), which is 11.96% lower than the national median of $30,349 and 6.90% below the Indiana state average of $28,698.
Cost-of-Living Adjusted Salary
Elkhart has a cost of living 9.67% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Elkhart, IN has a cost-of-living index of 90.325 (below the national average of 100). A medical billing and coding specialist earning $26,718 nominally has purchasing power equivalent to $29,580 in an average-cost city — an effective 10.71% boost.
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2021 BLS Actual
$37,860
2025 BLS Actual
$26,112
2026 Current Est.
$26,718
2021–2027 Growth
+-27.8%
Salary Trajectory for Medical Billing and Coding Specialists in Elkhart (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $37,860 | Actual |
| 2022 | $40,240 | Actual |
| 2023 | $46,100 | Actual |
| 2024 | $45,300 | Actual |
| 2025 | $26,112 | Actual |
| 2026(current) | $26,718 | Estimated |
| 2027 | $27,338 | Projected |
Based on 5 years of BLS OEWS data for the Elkhart metropolitan area, the median medical billing and coding specialist salary grew -31.0% from $37,860 (2021) to $26,112 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,338 by 2027 — a total increase of $-10,522 (-27.79%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Elkhart metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $22,771 – $23,916 |
| 3-5 years (Mid Career) | $23,916 – $26,718 |
| 5+ years (Experienced) | $26,718 – $31,222 |
| 10+ years (Top Earner) | $31,222 – $47,945 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Elkhart
Currently, Elkhart is home to around 110 medical billing and coding specialists. The cost of living index stands at 90.325, indicating that living expenses are below the national average, which can enhance the take-home purchasing power for local coders. Employers in the area vary in their pay scales, with physician group practice coding offices and hospital inpatient coding departments typically offering the highest compensation. Factors contributing to the wide salary range include the specialized nature of coding—from inpatient CCS roles to outpatient CPC positions—as well as an increasing demand for skills related to risk adjustment and HCC coding. Medical professionals looking to maximize their pay in this market should consider earning multiple credentials, seeking roles with productivity bonuses, and exploring remote positions that might offer higher hourly rates.
More salary data for Elkhart, IN:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $26,112 for medical billing and coding specialistsin the Elkhart metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov