Medical Billing and Coding Specialist Hourly Pay in South Bend, IN: $13.59 (2026)
Quick Answer:Hourly pay for a medical billing and coding specialist working in South Bend, IN runs $13.59 at the median for 2026 — annualizing to $28,255 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against South Bend's regional price level (BEA RPP 92.9, 7% below national), each hour of work buys what $14.63 nationally would. A 24-hour part-time schedule grosses $16,958 per year.
Official BLS data · View source
In South Bend, Indiana, the projected hourly pay for medical billing and coding specialists is estimated at $13.59 in 2026, slightly lower than the national median of $14.59. This hourly rate can impact part-time and per-diem workers significantly; those working three days a week, for a total of 24 hours, would earn about $13,000 annually, a figure that contrasts sharply with full-time earnings. Most professionals in this field work remotely in home offices, leveraging post-2020 trends, while others find positions in hospital health information management (HIM) departments, coding cubicles in physician groups, or third-party companies. The hourly wage for these specialists ranges from approximately $11.20 for entry-level positions to around $22.61 for those at the top end of the spectrum, based on official BLS hourly data projections.
Medical Billing and Coding Specialist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $11.20 | $89.63 |
| Lower Range (P25) | $11.35 | $90.78 |
| Median (P50) | $13.59 | $108.70 |
| Upper Range (P75) | $17.33 | $138.66 |
| Top Earners (P90) | $22.61 | $180.90 |
Estimated Annual Income by Work Schedule in South Bend
Based on $13.59/hr median hourly rate · 2026 est.
At $13.59/hr, a medical billing and coding specialist working full-time (40 hr/wk) in South Bend, IN can expect to earn approximately $28,263 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $16,306. With a cost-of-living index of 92.86 (below the national average), these earnings stretch further in South Bend.
Hourly Rate Calculator
Schedule Comparison in South Bend
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $543.52 | $2,355 | $28,263 |
| Part-Time (24 hrs) | $326.11 | $1,413 | $16,958 |
| Per Diem (16 hrs) | $217.41 | $942 | $11,305 |
Compare MBS Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Medical Billing and Coding Specialist (South Bend) | $13.59 |
| Medical Assistant (National Avg) | $20.77 |
| Medical Secretary (National Avg) | $20.19 |
| Medical Lab Technician (National Avg) | $28.18 |
| Billing and Posting Clerk (National Avg) | $21.86 |
Medical Billing and Coding Specialists in South Bend, IN earn a median of $28,255 per year (2026 est.), which is 6.90% lower than the national median of $30,349 and 1.50% below the Indiana state average of $28,685.
Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living
Working 24h/week at $13.59/hr = $16,958/year (purchasing power: $18,262).
Working 40h/week (full-time) = $28,263/year (purchasing power: $30,437).
CoL index: 92.858 (100 = national average). Your dollars stretch further here.
2021 BLS Actual
$18.20/hr
2025 BLS Actual
$13.28/hr
2026 Current Est.
$13.59/hr
2021–2027 Growth
+-23.6%
Hourly Rate Trajectory for Medical Billing and Coding Specialists in South Bend (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2021 | $18.20/hr | Actual |
| 2022 | $18.66/hr | Actual |
| 2023 | $22.22/hr | Actual |
| 2024 | $22.81/hr | Actual |
| 2025 | $13.28/hr | Actual |
| 2026(current) | $13.59/hr | Estimated |
| 2027 | $13.90/hr | Projected |
Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in South Bend grew -27.0% from $18.20/hr (2021) to $13.28/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $13.90/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the South Bend metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Medical Billing and Coding Specialist in South Bend
Part-time medical billing and coding specialists can find varying income based on their work setting. Those embracing the per-diem model typically command a higher rate, often billing between $25 to $42 per hour, while CCS inpatient coders may earn between $35 and $55 hourly. Coders specializing in risk adjustment at Medicare Advantage payers can see even higher rates, reaching between $40 and $65 per hour. Hourly rates can fluctuate according to the type of employer, with pay generally higher in hospital settings compared to insurance companies or third-party coding firms. Many specialists face a choice between accepting a lower hourly wage in exchange for benefits like health insurance or pursuing higher hourly rates without such coverage. Practical strategies for negotiating pay include emphasizing specialized certifications from AAPC or AHIMA and demonstrating coding expertise in ICD-10-CM, CPT, and HCPCS code sets, especially amidst the increasing demand for skilled professionals in risk adjustment and HCC coding.
More salary data for South Bend, IN:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in South Bend. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov