Medical Billing and Coding Specialist Salary in South Bend, IN: $28,255 (2026)
Quick Answer:A full-time medical billing and coding specialist in South Bend, IN earns a median $28,255/year (≈ $13.59/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in South Bend's price level (7% below national, BEA RPP 92.9), that paycheck buys what $30,428 would nationally. Nominal pay sits 1.5% below the Indiana state average.
Official BLS data · View source
In 2026, the projected median annual salary for medical billing and coding specialists in South Bend, IN, reaches $28,255, which trails the national median of $30,349 by about 6.90%. With a salary range spanning from $23,299 at the 10th percentile to $47,044 at the 90th percentile, these earnings reflect the local market conditions shaped by the increasing prevalence of remote work. The data presented here arises from official BLS OEWS surveys and should provide a clear insight into what medical billing and coding specialists can expect in terms of compensation in South Bend's evolving job market.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $23,299 | $11.20 |
| Lower Range (P25) | $23,602 | $11.35 |
| Median (P50)(typical) | $28,255 | $13.59 |
| Upper Range (P75) | $36,052 | $17.33 |
| Top Earners (P90) | $47,044 | $22.61 |
Median Salary Position
6.9% below the national average
2026 Salary Percentile Distribution in South Bend
In South Bend, IN, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $23,745 (2026 est.). At $28,255, the local median is 6.9% below the national median of $30,349.
Salary Calculator
At 40 hours/week in South Bend: You'd be in the entry-level range
How South Bend Medical Billing and Coding Specialist Pay Compares
South Bend median: $28,255/year (2026)
| Compared To | Median Salary | South Bend Pays |
|---|---|---|
| Indiana Average | $28,685 | -1.50% less |
| National Average | $30,349 | -6.90% less |
Medical Billing and Coding Specialists in South Bend, IN earn a median of $28,255 per year (2026 est.), which is 6.90% lower than the national median of $30,349 and 1.50% below the Indiana state average of $28,685.
Cost-of-Living Adjusted Salary
South Bend has a cost of living 7.14% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
South Bend, IN has a cost-of-living index of 92.858 (below the national average of 100). A medical billing and coding specialist earning $28,255 nominally has purchasing power equivalent to $30,428 in an average-cost city — an effective 7.69% boost.
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2021 BLS Actual
$37,850
2025 BLS Actual
$27,614
2026 Current Est.
$28,255
2021–2027 Growth
+-23.6%
Salary Trajectory for Medical Billing and Coding Specialists in South Bend (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $37,850 | Actual |
| 2022 | $38,820 | Actual |
| 2023 | $46,210 | Actual |
| 2024 | $47,440 | Actual |
| 2025 | $27,614 | Actual |
| 2026(current) | $28,255 | Estimated |
| 2027 | $28,910 | Projected |
Based on 5 years of BLS OEWS data for the South Bend metropolitan area, the median medical billing and coding specialist salary grew -27.0% from $37,850 (2021) to $27,614 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $28,910 by 2027 — a total increase of $-8,940 (-23.62%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the South Bend metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $23,299 – $23,602 |
| 3-5 years (Mid Career) | $23,602 – $28,255 |
| 5+ years (Experienced) | $28,255 – $36,052 |
| 10+ years (Top Earner) | $36,052 – $47,044 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in South Bend
The local employment landscape reveals approximately 330 specialists currently practicing in South Bend, highlighting both the demand and competition within this sector. Given the area's cost of living index at 92.858, salaries, while lower than the national average, can afford a reasonable standard of living. Among the best-paying employers are physician group practices and hospital inpatient coding departments, which often offer competitive salaries due to the complexities involved in coding and compliance for high-stakes environments. Factors influencing salary variance include specialty focus—where inpatient coding (CCS) commands higher pay than outpatient (CPC)—as well as credential stacking and productivity-based incentives. Maximizing earnings in South Bend may involve pursuing additional certifications from AAPC or AHIMA, staying updated with the latest coding practices such as HCC coding, and considering positions that offer flexible remote work arrangements to enhance work-life balance while still taking advantage of local pay structures.
More salary data for South Bend, IN:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $27,614 for medical billing and coding specialistsin the South Bend metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov