Medical Billing Salary

Medical Billing and Coding Specialist Hourly Pay in Saginaw, MI: $15.09 (2026)

Quick Answer:Hourly pay for a medical billing and coding specialist working in Saginaw, MI runs $15.09 at the median for 2026 — annualizing to $31,388 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against Saginaw's regional price level (BEA RPP 90.9, 9% below national), each hour of work buys what $16.60 nationally would. A 24-hour part-time schedule grosses $18,835 per year.

$31,388
Median Annual Salary
$15.09/hr
Hourly Rate
$22,593
Entry Level (P10)
$46,847
Top Earners (P90)

Official BLS data · View source

Medical Billing and Coding Specialist Hourly Rate in Saginaw, MI — 2026 est., based on 2025 BLS
Saginaw, MI medical billing and coding specialist hourly rate overview (2026 est., based on 2025 BLS)

In Saginaw, Michigan, the hourly pay for a medical billing and coding specialist is projected to be $15.09 in 2026, placing it slightly above the national hourly median of $14.59. This figure indicates a competitive wage for professionals working in various settings such as remote home offices, hospital departments, physician group practices, and third-party coding companies that have become commonplace post-2020. Entry-level coders may begin at an hourly rate of $10.87, while top earners in the field can make up to $22.52. Given the versatile roles these specialists play, there are a variety of working arrangements available, including full-time, part-time (often three days a week), and per-diem positions, which increase the flexibility for local coders in Saginaw.

Medical Billing and Coding Specialist Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$10.87$86.93
Lower Range (P25)$12.52$100.19
Median (P50)$15.09$120.74
Upper Range (P75)$17.95$143.58
Top Earners (P90)$22.52$180.17

Estimated Annual Income by Work Schedule in Saginaw

Based on $15.09/hr median hourly rate · 2026 est.

Horizontal bars showing a medical billing and coding specialist in Saginaw earning $15.09/hr would make approximately $18,111 part-time (24 hr/wk) or $31,392 full-time (40 hr/wk).Part-Time (24 hr/wk)$18,111Reduced (32 hr/wk)$24,148Full-Time (40 hr/wk)$31,392

At $15.09/hr, a medical billing and coding specialist working full-time (40 hr/wk) in Saginaw, MI can expect to earn approximately $31,392 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $18,111. With a cost-of-living index of 90.89 (below the national average), these earnings stretch further in Saginaw.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$120.74
per 8hr shift
$603.69
per week
$2,616
per month
$31,392
per year

Schedule Comparison in Saginaw

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$603.69$2,616$31,392
Part-Time (24 hrs)$362.21$1,570$18,835
Per Diem (16 hrs)$241.48$1,046$12,557

Compare MBS Wages With Similar Roles

RoleMedian Hourly
Medical Billing and Coding Specialist (Saginaw)$15.09
Medical Assistant (National Avg)$20.77
Medical Secretary (National Avg)$20.19
Medical Lab Technician (National Avg)$28.18
Billing and Posting Clerk (National Avg)$21.86
Horizontal bar chart comparing medical billing and coding specialist median salary in Saginaw ($31,388) with Michigan average ($28,252) and the US national median ($30,349).Saginaw$31,388Michigan Avg$28,252+11.10%US National$30,349+3.42%

Medical Billing and Coding Specialists in Saginaw, MI earn a median of $31,388 per year (2026 est.), which is 3.42% higher than the national median of $30,349 and 11.10% above the Michigan state average of $28,252.

Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living

Working 24h/week at $15.09/hr = $18,835/year (purchasing power: $20,723).

Working 40h/week (full-time) = $31,392/year (purchasing power: $34,538).

CoL index: 90.891 (100 = national average). Your dollars stretch further here.

2021 BLS Actual

$22.03/hr

2025 BLS Actual

$14.75/hr

2026 Current Est.

$15.09/hr

2021–2027 Growth

+-29.9%

Hourly Rate Trajectory for Medical Billing and Coding Specialists in Saginaw (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for medical billing and coding specialists in Saginaw. Baseline $22.03/hr in 2025, projected to $15.44/hr by 2027.$13$16$20$24$2820212022202320242025202620272025 BLS$22.03$24.34$24.93$25.97$14.75$15.09$15.44
YearHourly RateStatus
2021$22.03/hrActual
2022$24.34/hrActual
2023$24.93/hrActual
2024$25.97/hrActual
2025$14.75/hrActual
2026(current)$15.09/hrEstimated
2027$15.44/hrProjected

Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in Saginaw grew -33.0% from $22.03/hr (2021) to $14.75/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $15.44/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20212025) are actual BLS OEWS figures for the Saginaw metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Medical Billing and Coding Specialist in Saginaw

For those considering part-time opportunities, working as a medical billing and coding specialist for three days a week (approximately 24 hours) can yield a lower annual income than full-time positions, but it still allows for a viable income stream. Per-diem medical billing and coding specialists in Saginaw often benefit from competitive hourly rates, commonly ranging from $25 to $42, and more specialized positions, such as those in risk adjustment coding, can command rates between $40 and $65 per hour. Hourly pay often varies depending on employer type; for instance, physician group practices and hospital settings may offer more stable employment but lower hourly rates compared to third-party agencies that allow for work-from-home arrangements. While some specialists accept lower hourly wages in exchange for benefits like health insurance, others may opt for higher pay without benefits for the flexibility it offers. Negotiating higher rates based on skills, credentials such as AAPC or AHIMA certifications, and the demand for specialized coding knowledge like ICD-10-CM is a practical approach for professionals looking to maximize their earnings in Saginaw.

Frequently Asked Questions

What is the hourly rate for medical billing and coding specialists in Saginaw in 2026?

The estimated 2026 median hourly rate for medical billing and coding specialists in Saginaw is $15.09/hour, based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Rates range from $10.87 at entry level (10th percentile) to $22.52 for experienced practitioners (90th percentile). This is 3.4% above the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time medical billing and coding specialists make in Saginaw?

A part-time medical billing and coding specialist working 3 days per week (24 hours) in Saginaw earns approximately $1,570/month, or $18,835/year at the median hourly rate of $15.09. Many medical billing and coding specialists prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are medical billing and coding specialists in Saginaw paid hourly or salary?

The majority of medical billing and coding specialists in Saginaw are paid hourly at a median rate of $15.09/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $31,392/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time medical billing and coding specialist make per year in Saginaw?

A full-time medical billing and coding specialist working 40 hours per week (2,080 hours/year) in Saginaw earns approximately $31,392/year at the median hourly rate of $15.09. This is 3.4% above the national median. Top earners working full-time can reach $46,843/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do medical billing and coding specialists earn more per hour working part-time in Saginaw?

Part-time and per diem medical billing and coding specialists in Saginaw sometimes command higher hourly rates — up to $22.52/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

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AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in Saginaw. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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