Medical Billing and Coding Specialist Hourly Pay in Saginaw, MI: $15.09 (2026)
Quick Answer:Hourly pay for a medical billing and coding specialist working in Saginaw, MI runs $15.09 at the median for 2026 — annualizing to $31,388 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against Saginaw's regional price level (BEA RPP 90.9, 9% below national), each hour of work buys what $16.60 nationally would. A 24-hour part-time schedule grosses $18,835 per year.
Official BLS data · View source

In Saginaw, Michigan, the hourly pay for a medical billing and coding specialist is projected to be $15.09 in 2026, placing it slightly above the national hourly median of $14.59. This figure indicates a competitive wage for professionals working in various settings such as remote home offices, hospital departments, physician group practices, and third-party coding companies that have become commonplace post-2020. Entry-level coders may begin at an hourly rate of $10.87, while top earners in the field can make up to $22.52. Given the versatile roles these specialists play, there are a variety of working arrangements available, including full-time, part-time (often three days a week), and per-diem positions, which increase the flexibility for local coders in Saginaw.
Medical Billing and Coding Specialist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $10.87 | $86.93 |
| Lower Range (P25) | $12.52 | $100.19 |
| Median (P50) | $15.09 | $120.74 |
| Upper Range (P75) | $17.95 | $143.58 |
| Top Earners (P90) | $22.52 | $180.17 |
Estimated Annual Income by Work Schedule in Saginaw
Based on $15.09/hr median hourly rate · 2026 est.
At $15.09/hr, a medical billing and coding specialist working full-time (40 hr/wk) in Saginaw, MI can expect to earn approximately $31,392 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $18,111. With a cost-of-living index of 90.89 (below the national average), these earnings stretch further in Saginaw.
Hourly Rate Calculator
Schedule Comparison in Saginaw
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $603.69 | $2,616 | $31,392 |
| Part-Time (24 hrs) | $362.21 | $1,570 | $18,835 |
| Per Diem (16 hrs) | $241.48 | $1,046 | $12,557 |
Compare MBS Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Medical Billing and Coding Specialist (Saginaw) | $15.09 |
| Medical Assistant (National Avg) | $20.77 |
| Medical Secretary (National Avg) | $20.19 |
| Medical Lab Technician (National Avg) | $28.18 |
| Billing and Posting Clerk (National Avg) | $21.86 |
Medical Billing and Coding Specialists in Saginaw, MI earn a median of $31,388 per year (2026 est.), which is 3.42% higher than the national median of $30,349 and 11.10% above the Michigan state average of $28,252.
Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living
Working 24h/week at $15.09/hr = $18,835/year (purchasing power: $20,723).
Working 40h/week (full-time) = $31,392/year (purchasing power: $34,538).
CoL index: 90.891 (100 = national average). Your dollars stretch further here.
2021 BLS Actual
$22.03/hr
2025 BLS Actual
$14.75/hr
2026 Current Est.
$15.09/hr
2021–2027 Growth
+-29.9%
Hourly Rate Trajectory for Medical Billing and Coding Specialists in Saginaw (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2021 | $22.03/hr | Actual |
| 2022 | $24.34/hr | Actual |
| 2023 | $24.93/hr | Actual |
| 2024 | $25.97/hr | Actual |
| 2025 | $14.75/hr | Actual |
| 2026(current) | $15.09/hr | Estimated |
| 2027 | $15.44/hr | Projected |
Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in Saginaw grew -33.0% from $22.03/hr (2021) to $14.75/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $15.44/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Saginaw metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Medical Billing and Coding Specialist in Saginaw
For those considering part-time opportunities, working as a medical billing and coding specialist for three days a week (approximately 24 hours) can yield a lower annual income than full-time positions, but it still allows for a viable income stream. Per-diem medical billing and coding specialists in Saginaw often benefit from competitive hourly rates, commonly ranging from $25 to $42, and more specialized positions, such as those in risk adjustment coding, can command rates between $40 and $65 per hour. Hourly pay often varies depending on employer type; for instance, physician group practices and hospital settings may offer more stable employment but lower hourly rates compared to third-party agencies that allow for work-from-home arrangements. While some specialists accept lower hourly wages in exchange for benefits like health insurance, others may opt for higher pay without benefits for the flexibility it offers. Negotiating higher rates based on skills, credentials such as AAPC or AHIMA certifications, and the demand for specialized coding knowledge like ICD-10-CM is a practical approach for professionals looking to maximize their earnings in Saginaw.
More salary data for Saginaw, MI:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in Saginaw. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov