Medical Billing Salary

Grand Rapids vs Saginaw: Medical Billing and Coding Specialist Salary (2026)

Compare medical billing and coding specialist salaries between Grand Rapids, MI and Saginaw, MI. All figures are 2026 estimates projected from BLS 2025 data.

Grand Rapids, MI
$28,948
$13.92/hr
Saginaw, MI
$31,388
$15.09/hr

Side-by-Side Comparison

MetricGrand Rapids, MISaginaw, MI
Median Salary$28,948$31,388
Hourly Rate$13.92$15.09
Entry Level (P10)$23,043$22,593
25th Percentile$26,563$26,040
75th Percentile$36,254$37,328
Top Earner (P90)$48,165$46,847
Total Employed560150
Side-by-side bar chart comparing Grand Rapids ($28,948) and Saginaw ($31,388) medical billing and coding specialist salaries.Grand RapidsSaginawMedian Salary$28,948$31,388Entry Level (P10)$23,043$22,593Top Earner (P90)$48,165$46,847US Median $30,349

Verdict

Grand Rapids and Saginaw are closely matched on overall medical billing and coding specialist compensation, each winning on different metrics.

The salary gap between Grand Rapids and Saginaw is $2,440 (8.43%). Saginaw's median is +3.42% compared to the US national median of $30,349.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Grand Rapids spans $25,122,Saginaw spans $24,254. Grand Rapids has a wider pay range, meaning more potential for high earners but also more variation.

Grand Rapids
P10 (Entry)$23,043
P25$26,563
Median$28,948
P75$36,254
P90 (Top)$48,165
Saginaw
P10 (Entry)$22,593
P25$26,040
Median$31,388
P75$37,328
P90 (Top)$46,847

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, Saginaw ($34,534 effective) pays 13.98% more than Grand Rapids ($30,297 effective).

Grand Rapids
Nominal: $28,948
CoL Index: 95.546
Adjusted: $30,297
Saginaw
Nominal: $31,388
CoL Index: 90.891
Adjusted: $34,534

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Grand Rapids if…

  • Better top-earner potential ($48,165)
  • Larger job market (560 employed)
  • You prefer the Michigan area and lifestyle

Choose Saginaw if…

  • Higher median salary ($31,388/year)
  • Better purchasing power (CoL-adjusted: $34,534)
  • You prefer the Michigan area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in Grand Rapids grew -24.6% from 2021 to 2025, compared to -33.1% growth in Saginaw over the same period.

Grand Rapids, MI

+-24.6%

$37,500 (2021) → $28,292 (2025)

Saginaw, MI

+-33.1%

$45,820 (2021) → $30,676 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays medical billing and coding specialists more: Grand Rapids or Saginaw?

Saginaw has a higher median medical billing and coding specialist salary at $31,388/year, compared to Grand Rapids at $28,948/year — a difference of $2,440 (8.43%).

What is the hourly rate difference between Grand Rapids and Saginaw?

Grand Rapids medical billing and coding specialists earn $13.92/hr while Saginaw hygienists earn $15.09/hr (2026 est.).

Should I relocate from Grand Rapids to Saginaw as a medical billing and coding specialist?

Consider more than just salary when comparing Grand Rapids and Saginaw. Factor in cost of living (CoL-adjusted: Grand Rapids = $30,297, Saginaw = $34,534), job availability (560 vs 150 employed), commute, and career growth potential.

What do entry-level medical billing and coding specialists earn in Grand Rapids vs Saginaw?

Entry-level (10th percentile) medical billing and coding specialists earn $23,043 in Grand Rapids and $22,593 in Saginaw. The Grand Rapids area offers higher starting salaries.

Related Comparisons

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov