Medical Billing and Coding Specialist Salary in Oxnard, CA: $34,403 (2026)
Quick Answer:A full-time medical billing and coding specialist in Oxnard, CA earns a median $34,403/year (≈ $16.53/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Oxnard's price level (11% above national, BEA RPP 110.5), that paycheck buys what $31,124 would nationally. Nominal pay sits 1.9% below the California state average.
Official BLS data · View source
With a projected median annual salary of $34,403 in 2026, medical billing and coding specialists in Oxnard, CA, find themselves in a compensation landscape that is notably competitive compared to national averages. The salary range for these professionals spans from $26,296 at the 10th percentile to $58,112 at the 90th percentile, indicating significant variance based on specialty, credentials, and experience. This data, derived from 2025 BLS OEWS surveys and projected forward, aligns with the current trend of increased compensation opportunities for inpatient coding specialists like CCS, who tend to earn higher than outpatient CPC and risk adjustment CRC roles. In a city where the job market thrives, it's clear that those equipped with advanced certifications have the potential to maximize their earnings effectively.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $26,296 | $12.64 |
| Lower Range (P25) | $28,503 | $13.70 |
| Median (P50)(typical) | $34,403 | $16.53 |
| Upper Range (P75) | $42,029 | $20.21 |
| Top Earners (P90) | $58,112 | $27.94 |
Median Salary Position
13.36% above the national average
2026 Salary Percentile Distribution in Oxnard
In Oxnard, CA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $31,816 (2026 est.). At $34,403, the local median is 13.36% above the national median of $30,349.
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At 40 hours/week in Oxnard: You'd be in the lower-middle range
How Oxnard Medical Billing and Coding Specialist Pay Compares
Oxnard median: $34,403/year (2026)
| Compared To | Median Salary | Oxnard Pays |
|---|---|---|
| California Average | $35,069 | -1.90% less |
| National Average | $30,349 | +13.36% more |
Medical Billing and Coding Specialists in Oxnard, CA earn a median of $34,403 per year (2026 est.), which is 13.36% higher than the national median of $30,349 and 1.90% below the California state average of $35,069.
Cost-of-Living Adjusted Salary
Oxnard has a cost of living 10.53% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Oxnard, CA has a cost-of-living index of 110.534 (above the national average of 100). While the nominal salary of $34,403 is competitive, the higher cost of living reduces purchasing power to an effective $31,124 — a 9.53% reduction.
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2021 BLS Actual
$48,070
2025 BLS Actual
$33,623
2026 Current Est.
$34,403
2021–2027 Growth
+-26.8%
Salary Trajectory for Medical Billing and Coding Specialists in Oxnard (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $48,070 | Actual |
| 2022 | $47,880 | Actual |
| 2023 | $47,580 | Actual |
| 2024 | $53,740 | Actual |
| 2025 | $33,623 | Actual |
| 2026(current) | $34,403 | Estimated |
| 2027 | $35,201 | Projected |
Based on 5 years of BLS OEWS data for the Oxnard metropolitan area, the median medical billing and coding specialist salary grew -30.1% from $48,070 (2021) to $33,623 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $35,201 by 2027 — a total increase of $-12,869 (-26.77%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Oxnard metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $26,296 – $28,503 |
| 3-5 years (Mid Career) | $28,503 – $34,403 |
| 5+ years (Experienced) | $34,403 – $42,029 |
| 10+ years (Top Earner) | $42,029 – $58,112 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Oxnard
The local job market in Oxnard employs 290 medical billing and coding specialists, making it a vibrant area for those entering the field. However, the cost of living is above the national average, reflected in the 110.534 cost-of-living index, which can impact purchasing power for local workers. Employers such as physician group practices, inpatient departments of hospitals, and leading insurance coding audit teams often provide the more favorable pay rates, particularly for those with dual or triple credentials (CPC, CCS, CRC). The competitive wage differences stem from various factors, including specialty expertise, the premiums for compliance and audit roles, and the evolving preference for remote coding jobs. To optimize salary potential in Oxnard, professionals should consider stacking relevant certifications and pursuing positions that embrace productivity-based compensation structures while staying abreast of the latest coding updates for ICD-10-CM and CPT, ultimately enhancing their marketability and earnings.
More salary data for Oxnard, CA:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $33,623 for medical billing and coding specialistsin the Oxnard metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Source: BLS, OEWS, 5-year dataset (–). Per-city data from annual BLS metropolitan area surveys.
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov