Medical Billing and Coding Specialist Salary in Redwood City, CA: $34,313 (2026)
Quick Answer:A full-time medical billing and coding specialist in Redwood City, CA earns a median $34,313/year (≈ $16.49/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Redwood City's price level (13% above national, BEA RPP 113.1), that paycheck buys what $30,339 would nationally. Nominal pay sits 2.2% below the California state average.
Based on BLS state-level estimates · View source
With a projected median annual salary of $34,313 in 2026, medical billing and coding specialists in Redwood City, California, enjoy competitive compensation compared to the national median of $30,349, reflecting a local advantage of approximately 13.06%. The salary for this occupation spans from $25,632 at the 10th percentile to $53,185 at the 90th percentile, underscoring significant potential for experienced professionals. Credential stacking, including certifications like CPC, CCS, and CRC, enhances an individual's earning capacity over a lifetime. These credentials not only validate skill levels but also open doors in various healthcare settings, thereby increasing job security and financial rewards. The local estimates for these salaries, based on 2025 BLS data, indicate a promising job market for specialists in this field.
About the Redwood City Market
Salary estimated from California average ($66,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $25,632 | $12.32 |
| Lower Range (P25) | $28,803 | $13.84 |
| Median (P50)(typical) | $34,313 | $16.49 |
| Upper Range (P75) | $43,715 | $21.02 |
| Top Earners (P90) | $53,185 | $25.57 |
Median Salary Position
13.06% above the national average
2026 Salary Percentile Distribution in Redwood City
In Redwood City, CA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $27,553 (2026 est.). At $34,313, the local median is 13.06% above the national median of $30,349.
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At 40 hours/week in Redwood City: You'd be in the lower-middle range
How Redwood City Medical Billing and Coding Specialist Pay Compares
Redwood City median: $34,313/year (2026)
| Compared To | Median Salary | Redwood City Pays |
|---|---|---|
| California Average | $35,085 | -2.20% less |
| National Average | $30,349 | +13.06% more |
Medical Billing and Coding Specialists in Redwood City, CA earn a median of $34,313 per year (2026 est.), which is 13.06% higher than the national median of $30,349 and 2.20% below the California state average of $35,085.
Cost-of-Living Adjusted Salary
Redwood City has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Redwood City, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $34,313 is competitive, the higher cost of living reduces purchasing power to an effective $30,339 — a 11.58% reduction.
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2021 BLS Actual
$30,597
2025 BLS Actual
$33,535
2026 Current Est.
$34,313
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Redwood City (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $30,597 | Actual |
| 2022 | $30,938 | Actual |
| 2023 | $31,987 | Actual |
| 2024 | $73,016 | Actual |
| 2025 | $33,535 | Actual |
| 2026(current) | $34,313 | Estimated |
| 2027 | $35,109 | Projected |
Based on 5 years of BLS OEWS data for the Redwood City metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $30,597 (2021) to $33,535 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $35,109 by 2027 — a total increase of $4,512 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Redwood City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $25,632 – $28,803 |
| 3-5 years (Mid Career) | $28,803 – $34,313 |
| 5+ years (Experienced) | $34,313 – $43,715 |
| 10+ years (Top Earner) | $43,715 – $53,185 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Redwood City
There are currently 13 medical billing and coding specialists employed in Redwood City, indicating a relatively small but stable job market in this sector. However, the cost of living in the area is above average with a cost-of-living index of 113.1, which can impact the purchasing power of salaries in this profession. Employers that tend to offer the highest salaries include those operating within physician group practices, hospital inpatient coding departments, and consulting firms, each playing a role in market dynamics and salary differentials. Factors driving the pay range include specialty coding, where inpatient CCS roles generally pay more than outpatient CPC or risk adjustment CRC positions. Additionally, productivity bonuses and remote work arrangements contribute to this variance. For professionals seeking to maximize their pay in Redwood City, investing in advanced certifications, staying updated with coding standards such as ICD-10-CM, and embracing remote work opportunities can markedly enhance compensation prospects.
More salary data for Redwood City, CA:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $33,535 for medical billing and coding specialistsin the Redwood City metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Redwood City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov