Medical Billing and Coding Specialist Salary in San Bernardino, CA: $34,956 (2026)
Quick Answer:A full-time medical billing and coding specialist in San Bernardino, CA earns a median $34,956/year (≈ $16.80/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in San Bernardino's price level (13% above national, BEA RPP 113.1), that paycheck buys what $30,907 would nationally. Nominal pay sits 0.4% below the California state average.
Based on BLS state-level estimates · View source
In 2026, medical billing and coding specialists in San Bernardino, California, can expect a median annual salary of $34,956, which is significantly above the national average of $30,349, marking a 15.18% increase. The salary range for this role varies widely, from a lower threshold of $22,942 to a high end of $54,182. This data reflects local estimates derived from 2025 BLS data and regional cost adjustments, highlighting the potential for competitive remuneration in the area. In San Bernardino, the market is influenced by the distinct salary pay gradient associated with different specialties such as inpatient CCS, outpatient CPC, and HCC risk adjustment coding, which tends to impact job opportunities and pay scales within the local community.
About the San Bernardino Market
Salary estimated from California average ($66,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $22,942 | $11.03 |
| Lower Range (P25) | $29,922 | $14.39 |
| Median (P50)(typical) | $34,956 | $16.80 |
| Upper Range (P75) | $44,744 | $21.51 |
| Top Earners (P90) | $54,182 | $26.05 |
Median Salary Position
15.18% above the national average
2026 Salary Percentile Distribution in San Bernardino
In San Bernardino, CA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $31,240 (2026 est.). At $34,956, the local median is 15.18% above the national median of $30,349.
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At 40 hours/week in San Bernardino: You'd be in the lower-middle range
How San Bernardino Medical Billing and Coding Specialist Pay Compares
San Bernardino median: $34,956/year (2026)
| Compared To | Median Salary | San Bernardino Pays |
|---|---|---|
| California Average | $35,096 | -0.40% less |
| National Average | $30,349 | +15.18% more |
Medical Billing and Coding Specialists in San Bernardino, CA earn a median of $34,956 per year (2026 est.), which is 15.18% higher than the national median of $30,349 and 0.40% below the California state average of $35,096.
Cost-of-Living Adjusted Salary
San Bernardino has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
San Bernardino, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $34,956 is competitive, the higher cost of living reduces purchasing power to an effective $30,907 — a 11.58% reduction.
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2021 BLS Actual
$31,170
2025 BLS Actual
$34,163
2026 Current Est.
$34,956
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in San Bernardino (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $31,170 | Actual |
| 2022 | $31,518 | Actual |
| 2023 | $32,586 | Actual |
| 2024 | $76,981 | Actual |
| 2025 | $34,163 | Actual |
| 2026(current) | $34,956 | Estimated |
| 2027 | $35,767 | Projected |
Based on 5 years of BLS OEWS data for the San Bernardino metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $31,170 (2021) to $34,163 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $35,767 by 2027 — a total increase of $4,597 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the San Bernardino metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $22,942 – $29,922 |
| 3-5 years (Mid Career) | $29,922 – $34,956 |
| 5+ years (Experienced) | $34,956 – $44,744 |
| 10+ years (Top Earner) | $44,744 – $54,182 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in San Bernardino
There are currently 33 medical billing and coding specialists employed in San Bernardino, which indicates a niche market for those pursuing this career. With a cost-of-living index of 113.1, professionals in this field should consider how their take-home pay correlates with local living expenses. Employers that offer the highest pay include hospital inpatient coding departments and physician group practice coding offices, reflecting the complexity and demand for high-level coding skills. Factors that drive the salary disparity range from specialization, such as the superior earnings for inpatient CCS roles compared to outpatient CPC or HCC coding, to credential stacking, which often leads to increased pay. Maximizing earnings in San Bernardino involves pursuing advanced certifications from recognized bodies like AAPC or AHIMA, focusing on remote work opportunities, and keeping abreast of coding updates in ICD-10-CM and CPT.
More salary data for San Bernardino, CA:
Frequently Asked Questions
How much do medical billing and coding specialists make in San Bernardino, CA in 2026?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $34,163 for medical billing and coding specialistsin the San Bernardino metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for San Bernardino is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov