Medical Billing Salary

Medical Billing and Coding Specialist Salary in San Ramon, CA: $35,042 (2026)

Quick Answer:A full-time medical billing and coding specialist in San Ramon, CA earns a median $35,042/year (≈ $16.84/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in San Ramon's price level (13% above national, BEA RPP 113.1), that paycheck buys what $30,983 would nationally. Nominal pay sits 0.1% below the California state average.

$35,042
Median Annual Salary
$16.84/hr
Median Hourly Rate
$24,583
Entry Level (P10)
$54,315
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Salary in San Ramon, CA — 2026 est., based on 2025 BLS
San Ramon, CA medical billing and coding specialist salary overview (2026 est., based on 2025 BLS)

The projected median annual salary for medical billing and coding specialists in San Ramon, CA, is $35,042 for 2026, indicating a notable increase compared to the national median of $30,349. This local pay figure falls within a salary range from $24,583 at the lower end (P10) to $54,315 at the higher end (P90). Such forecasts are derived from 2025 BLS data and adjusted to reflect regional price variations. In San Ramon, specialized roles that require coding for inpatient services generally offer higher compensation than those focused on outpatient coding or risk adjustment. This is reflective of both local market demands and the unique skill sets needed for different coding environments.

About the San Ramon Market

Salary estimated from California average ($66,000) adjusted for local cost of living.

Salary Breakdown

PercentileAnnualHourly
Entry Level (P10)$24,583$11.82
Lower Range (P25)$28,961$13.93
Median (P50)(typical)$35,042$16.84
Upper Range (P75)$44,229$21.26
Top Earners (P90)$54,315$26.11

Median Salary Position

$24,583$54,315
City Median: $35,042
National: $30,349
P10–P90 Range

15.46% above the national average

2026 Salary Percentile Distribution in San Ramon

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in San Ramon. The median salary is $35,042, compared to the national median of $30,349.$22.1K$30.9K$39.6K$48.3K$57.0K$24.6K10th Pctl$29.0K25th Pctl$35.0KMedian$44.2K75th Pctl$54.3K90th PctlUS Median$30.3K

In San Ramon, CA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $29,732 (2026 est.). At $35,042, the local median is 15.46% above the national median of $30,349.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the San Ramon metro area.

Salary Calculator

8 hrs (1 day)24 hrs (3 days)40 hrs (full-time)
$674
per week
$2,919
per month
$35,031
per year

At 40 hours/week in San Ramon: You'd be in the lower-middle range

How San Ramon Medical Billing and Coding Specialist Pay Compares

San Ramon median: $35,042/year (2026)

Compared ToMedian SalarySan Ramon Pays
California Average$35,077-0.10% less
National Average$30,349+15.46% more
Horizontal bar chart comparing medical billing and coding specialist median salary in San Ramon ($35,042) with California average ($35,077) and the US national median ($30,349).San Ramon$35,042California Avg$35,077-0.10%US National$30,349+15.46%

Medical Billing and Coding Specialists in San Ramon, CA earn a median of $35,042 per year (2026 est.), which is 15.46% higher than the national median of $30,349 and 0.10% below the California state average of $35,077.

Cost-of-Living Adjusted Salary

$35,042
Nominal Salary
113.1
CoL Index
$30,983
Adjusted Salary

San Ramon has a cost of living 13.10% above the national average.

Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.

The nominal salary is $35,042. After adjusting for a cost-of-living index of 113.1, the purchasing-power equivalent is $30,983, a loss of $4,059.$25.8K$29.4K$33.0K$36.7K$40.3K$35,042NominalSalary$30,983CoL Adjusted(CoL: 113.1) -11.58%US Median $30.3K

San Ramon, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $35,042 is competitive, the higher cost of living reduces purchasing power to an effective $30,983 — a 11.58% reduction.

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2021 BLS Actual

$31,247

2025 BLS Actual

$34,247

2026 Current Est.

$35,042

2021–2027 Growth

+14.7%

Salary Trajectory for Medical Billing and Coding Specialists in San Ramon (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in San Ramon. Baseline $31,247 in 2025, projected to $35,854 by 2027.$22.6K$37.7K$52.9K$68.1K$83.2K20212022202320242025202620272025 BLS$31.2K$31.6K$32.7K$74.6K$34.2K$35.0K$35.9K
YearAnnual SalaryStatus
2021$31,247Actual
2022$31,595Actual
2023$32,667Actual
2024$74,565Actual
2025$34,247Actual
2026(current)$35,042Estimated
2027$35,854Projected

Based on 5 years of BLS OEWS data for the San Ramon metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $31,247 (2021) to $34,247 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $35,854 by 2027 — a total increase of $4,607 (14.74%) from 2021.

Note: Historical values (20212025) are actual BLS OEWS figures for the San Ramon metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Salary by Experience Level

ExperienceEstimated Salary Range
0-2 years (New Graduate)$24,583$28,961
3-5 years (Mid Career)$28,961$35,042
5+ years (Experienced)$35,042$44,229
10+ years (Top Earner)$44,229$54,315

MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.

Medical Billing and Coding Specialist Job Market in San Ramon

Analysts predict stable growth of 2.32% annually in this field, with 19 medical billing and coding specialists already employed in San Ramon. Although the local cost of living index stands at 113.1, which is above the national average, it affects take-home salaries and purchasing power for these specialists. Employers that typically offer higher pay include hospital inpatient coding departments and third-party coding companies, with positions in physician group practice coding often being competitive as well. Factors driving the wage disparity include subspecialties, where inpatient CCS roles tend to surpass others in remuneration. Furthermore, credential stacking (CPC plus CCS and CRC), productivity-based bonuses, and the growing trend of remote work can significantly influence earnings. Aspiring professionals might consider pursuing additional certifications and skills in risk adjustment and remote coding to maximize their earning potential in the San Ramon market.

Frequently Asked Questions

How much do medical billing and coding specialists make in San Ramon, CA in 2026?

The estimated 2026 median medical billing and coding specialist salary in San Ramon is $35,042/year ($16.84/hour), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Salaries range from $24,583 at entry level (10th percentile) to $54,315 for experienced top earners (90th percentile). This puts San Ramon at 15.5% above the national median. Full-time medical billing and coding specialists typically work 2,080 hours per year, though many positions offer part-time schedules with flexible hours across multiple practices.

Is San Ramon, CA a good place to work as a medical billing and coding specialist?

San Ramon medical billing and coding specialist salaries are 15.5% above the national average and 0.1% below the California state average. The metro area employs approximately 19 medical billing and coding specialists. With a cost-of-living index of 113.1, you should factor in higher living costs when evaluating compensation. Job availability depends on population density, the number of practices, and retirement turnover in the area.

Can medical billing and coding specialists make $100K in San Ramon?

The median medical billing and coding specialist salary in San Ramon is $35,042, and the 90th percentile earns $54,315. Reaching $100K in this market typically requires a combination of advanced certifications, working at multiple practices, or transitioning into education or consulting roles.

What is the cost-of-living adjusted medical billing and coding specialist salary in San Ramon?

After adjusting for San Ramon's cost-of-living index of 113.1 (where 100 equals the national average), the $35,042 nominal salary has purchasing power equivalent to $30,983 in an average-cost city. This means living costs in San Ramon reduce the effective value of your salary by 11.6% compared to the national average — consider negotiating higher base pay or exploring nearby lower-cost metros.

How much does a medical billing and coding specialist make per hour in San Ramon?

Medical Billing and Coding Specialists in San Ramon earn a median hourly rate of $16.84, which translates to approximately $35,042/year for full-time work (40 hours/week, 2,080 hours/year). Hourly rates range from $11.82 for entry-level positions to $26.11 for the most experienced practitioners. Part-time and per diem medical billing and coding specialists sometimes command premium hourly rates because practices need flexible scheduling coverage.

Related Pages

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AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $34,247 for medical billing and coding specialistsin the San Ramon metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.

Data Sources & Methodology

Salary data for San Ramon is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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