Medical Billing and Coding Specialist Salary in Union City, CA: $35,158 (2026)
Quick Answer:A full-time medical billing and coding specialist in Union City, CA earns a median $35,158/year (≈ $16.90/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Union City's price level (13% above national, BEA RPP 113.1), that paycheck buys what $31,086 would nationally. Nominal pay sits 0.2% above the California state average.
Based on BLS state-level estimates · View source
The projected median annual salary for medical billing and coding specialists in Union City, California, is $35,158 in 2026, which is notably higher than the national median of $30,349. This position offers a salary range from a lower end of $24,855 to a potential upper limit of $54,083. With the increased acceptance of remote work, the geographic landscape for compensation has broadened, allowing local professionals to compete with a wider pool of opportunities beyond the immediate area. These figures, based on 2025 BLS data, highlight the competitive pay for medical billing and coding specialists in Union City, especially when compared to the state average. As such, the local market presents promising prospects for those looking to advance in their coding careers.
About the Union City Market
Salary estimated from California average ($66,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $24,855 | $11.95 |
| Lower Range (P25) | $30,538 | $14.68 |
| Median (P50)(typical) | $35,158 | $16.90 |
| Upper Range (P75) | $43,695 | $21.01 |
| Top Earners (P90) | $54,083 | $26.00 |
Median Salary Position
15.85% above the national average
2026 Salary Percentile Distribution in Union City
In Union City, CA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $29,228 (2026 est.). At $35,158, the local median is 15.85% above the national median of $30,349.
Salary Calculator
At 40 hours/week in Union City: You'd be in the lower-middle range
How Union City Medical Billing and Coding Specialist Pay Compares
Union City median: $35,158/year (2026)
| Compared To | Median Salary | Union City Pays |
|---|---|---|
| California Average | $35,088 | +0.20% more |
| National Average | $30,349 | +15.85% more |
Medical Billing and Coding Specialists in Union City, CA earn a median of $35,158 per year (2026 est.), which is 15.85% higher than the national median of $30,349 and 0.20% above the California state average of $35,088.
Cost-of-Living Adjusted Salary
Union City has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Union City, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $35,158 is competitive, the higher cost of living reduces purchasing power to an effective $31,086 — a 11.58% reduction.
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2021 BLS Actual
$31,351
2025 BLS Actual
$34,361
2026 Current Est.
$35,158
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Union City (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $31,351 | Actual |
| 2022 | $31,700 | Actual |
| 2023 | $32,775 | Actual |
| 2024 | $74,813 | Actual |
| 2025 | $34,361 | Actual |
| 2026(current) | $35,158 | Estimated |
| 2027 | $35,974 | Projected |
Based on 5 years of BLS OEWS data for the Union City metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $31,351 (2021) to $34,361 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $35,974 by 2027 — a total increase of $4,623 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Union City metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $24,855 – $30,538 |
| 3-5 years (Mid Career) | $30,538 – $35,158 |
| 5+ years (Experienced) | $35,158 – $43,695 |
| 10+ years (Top Earner) | $43,695 – $54,083 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Union City
In Union City, the job market remains relatively stable with only 11 specialists currently employed in the area. The cost of living index at 113.1 indicates that while the salaries might appear competitive, they must be weighed against higher living expenses. Different employers contribute to the variance in pay; for instance, physician group practice coding offices and payer coding audit teams tend to offer higher salaries compared to ambulatory surgery centers or third-party coding companies. Factors influencing the income range include the complexity of coding assignments, with specialties like inpatient CCS fetching higher wages, and the degree of credential stacking, where those holding multiple certifications such as CPC and CCS command premium pay. Additionally, performance-based bonuses for productivity, especially for remote coding professionals, can significantly enhance overall compensation. To maximize earnings in Union City, it’s advisable to pursue ongoing education, acquire diverse certifications, and stay updated on risk adjustment coding trends, especially as demand for HCC coding continues to grow.
More salary data for Union City, CA:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $34,361 for medical billing and coding specialistsin the Union City metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Union City is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov