Medical Billing and Coding Specialist Salary in Ferndale, MI: $26,819 (2026)
Quick Answer:A full-time medical billing and coding specialist in Ferndale, MI earns a median $26,819/year (≈ $12.89/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Ferndale's price level (7% below national, BEA RPP 93.2), that paycheck buys what $28,776 would nationally. Nominal pay sits 5.1% below the Michigan state average.
Based on BLS state-level estimates · View source
In Ferndale, Michigan, the expected median annual salary for a medical billing and coding specialist reaches $26,819 in 2026, reflecting a distinct disparity compared to the national median of $30,349. The local salary range spans from $20,041 at the lower 10th percentile to $39,493 at the upper 90th percentile. These estimates, derived from 2025 BLS data adjusted for regional cost variations, highlight the competitive pay landscape. Medical billing and coding specialists focusing on inpatient CCS roles can command higher pay compared to their outpatient CPC counterparts, particularly in environments like hospitals or specialized facilities. This indicates that Ferndale's job market is sensitive to the specialties and experience levels of its healthcare coding professionals.
About the Ferndale Market
Salary estimated from Michigan average ($48,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $20,041 | $9.64 |
| Lower Range (P25) | $22,880 | $11.00 |
| Median (P50)(typical) | $26,819 | $12.89 |
| Upper Range (P75) | $32,838 | $15.79 |
| Top Earners (P90) | $39,493 | $18.99 |
Median Salary Position
11.63% below the national average
2026 Salary Percentile Distribution in Ferndale
In Ferndale, MI, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $19,452 (2026 est.). At $26,819, the local median is 11.63% below the national median of $30,349.
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At 40 hours/week in Ferndale: You'd be in the lower-middle range
How Ferndale Medical Billing and Coding Specialist Pay Compares
Ferndale median: $26,819/year (2026)
| Compared To | Median Salary | Ferndale Pays |
|---|---|---|
| Michigan Average | $28,260 | -5.10% less |
| National Average | $30,349 | -11.63% less |
Medical Billing and Coding Specialists in Ferndale, MI earn a median of $26,819 per year (2026 est.), which is 11.63% lower than the national median of $30,349 and 5.10% below the Michigan state average of $28,260.
Cost-of-Living Adjusted Salary
Ferndale has a cost of living 6.80% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Ferndale, MI has a cost-of-living index of 93.2 (below the national average of 100). A medical billing and coding specialist earning $26,819 nominally has purchasing power equivalent to $28,776 in an average-cost city — an effective 7.3% boost.
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2021 BLS Actual
$23,915
2025 BLS Actual
$26,211
2026 Current Est.
$26,819
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Ferndale (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $23,915 | Actual |
| 2022 | $24,181 | Actual |
| 2023 | $25,001 | Actual |
| 2024 | $42,454 | Actual |
| 2025 | $26,211 | Actual |
| 2026(current) | $26,819 | Estimated |
| 2027 | $27,441 | Projected |
Based on 5 years of BLS OEWS data for the Ferndale metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $23,915 (2021) to $26,211 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $27,441 by 2027 — a total increase of $3,526 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Ferndale metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $20,041 – $22,880 |
| 3-5 years (Mid Career) | $22,880 – $26,819 |
| 5+ years (Experienced) | $26,819 – $32,838 |
| 10+ years (Top Earner) | $32,838 – $39,493 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Ferndale
A total of five medical billing and coding specialists currently work in Ferndale, making the local job market limited yet unique. With a cost-of-living index of 93.2, this area presents a lower pricing environment compared to national averages, which enhances the effective purchasing power for professionals. Key employers in Ferndale, such as hospital inpatient coding departments and physician group practices, typically offer more competitive salaries, while remote work options expand opportunities with third-party coding companies. Salary variations mainly arise from specific coding specialties, credential stacking (for instance, acquiring certifications like CPC and CCS), and compliance-focused roles that often include bonuses for productivity. To maximize compensation in this local market, coding specialists should actively pursue additional certifications and consider roles within higher-paying institutions or remote work settings that capitalize on the growing demand for risk adjustment and HCC coding skill sets.
More salary data for Ferndale, MI:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $26,211 for medical billing and coding specialistsin the Ferndale metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Ferndale is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov