Medical Billing and Coding Specialist Salary in Garland, TX: $27,814 (2026)
Quick Answer:A full-time medical billing and coding specialist in Garland, TX earns a median $27,814/year (≈ $13.37/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Garland's price level (4% below national, BEA RPP 96.0), that paycheck buys what $28,973 would nationally. Nominal pay sits 3.9% above the Texas state average.
Based on BLS state-level estimates · View source
In 2026, a medical billing and coding specialist in Garland, Texas, can expect a median annual salary of $27,814. This figure is slightly lower than the national average of $30,349, highlighting a regional compensation gap. Local salaries range from $18,580 at the lower end (10th percentile) to $43,112 at the higher end (90th percentile). These estimates are based on 2025 BLS data projected to 2026, incorporating regional price adjustments. The shift towards remote work has broadened the compensation landscape, allowing specialists the flexibility to compete across a wider geographic spectrum. While Garland's salary reflects competitive local numbers, it's important to consider how the market continues to evolve in response to industry demand.
About the Garland Market
Salary estimated from Texas average ($50,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $18,580 | $8.93 |
| Lower Range (P25) | $22,431 | $10.78 |
| Median (P50)(typical) | $27,814 | $13.37 |
| Upper Range (P75) | $35,346 | $17.00 |
| Top Earners (P90) | $43,112 | $20.73 |
Median Salary Position
8.35% below the national average
2026 Salary Percentile Distribution in Garland
In Garland, TX, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $24,532 (2026 est.). At $27,814, the local median is 8.35% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Garland: You'd be in the lower-middle range
How Garland Medical Billing and Coding Specialist Pay Compares
Garland median: $27,814/year (2026)
| Compared To | Median Salary | Garland Pays |
|---|---|---|
| Texas Average | $26,770 | +3.90% more |
| National Average | $30,349 | -8.35% less |
Medical Billing and Coding Specialists in Garland, TX earn a median of $27,814 per year (2026 est.), which is 8.35% lower than the national median of $30,349 and 3.90% above the Texas state average of $26,770.
Cost-of-Living Adjusted Salary
Garland has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Garland, TX has a cost-of-living index of 96 (below the national average of 100). A medical billing and coding specialist earning $27,814 nominally has purchasing power equivalent to $28,973 in an average-cost city — an effective 4.17% boost.
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2021 BLS Actual
$24,802
2025 BLS Actual
$27,183
2026 Current Est.
$27,814
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Garland (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $24,802 | Actual |
| 2022 | $25,078 | Actual |
| 2023 | $25,929 | Actual |
| 2024 | $49,881 | Actual |
| 2025 | $27,183 | Actual |
| 2026(current) | $27,814 | Estimated |
| 2027 | $28,459 | Projected |
Based on 5 years of BLS OEWS data for the Garland metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $24,802 (2021) to $27,183 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $28,459 by 2027 — a total increase of $3,657 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Garland metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $18,580 – $22,431 |
| 3-5 years (Mid Career) | $22,431 – $27,814 |
| 5+ years (Experienced) | $27,814 – $35,346 |
| 10+ years (Top Earner) | $35,346 – $43,112 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Garland
Currently, 43 medical billing and coding specialists are employed in Garland, TX, revealing a steady job market. The local cost of living, indexed at 96, indicates that salaries in this sector should be viewed in context; although the pay may seem lower compared to national figures, the practical purchasing power in Garland will differ. Among various employers, physician group practices and hospital inpatient coding departments typically offer the highest compensation levels, as opposed to third-party coding companies that frequently provide remote work options. The variation in salary can be attributed to roles, specialization, and credentialing; those with advanced certifications like CPC, CCS, and CRC, especially in in-demand areas like risk adjustment coding, tend to earn at the higher end of the spectrum. To maximize pay potential in this market, building a diverse skill set, including expertise in ICD-10-CM and CPT coding along with productivity-based compensation strategies, will enable professionals to enhance their financial outcomes effectively.
More salary data for Garland, TX:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $27,183 for medical billing and coding specialistsin the Garland metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Garland is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov