Medical Billing and Coding Specialist Salary in Stephenville, TX: $25,019 (2026)
Quick Answer:A full-time medical billing and coding specialist in Stephenville, TX earns a median $25,019/year (≈ $12.03/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Stephenville's price level (4% below national, BEA RPP 96.0), that paycheck buys what $26,061 would nationally. Nominal pay sits 6.5% below the Texas state average.
Based on BLS state-level estimates · View source
In 2026, the median annual salary for a medical billing and coding specialist in Stephenville, Texas, is projected to be $25,019. This figure is notably lower than the national median salary of $30,349, reflecting the unique economic landscape of the area. Salary estimates range from $20,182 at the 10th percentile to $36,193 at the 90th percentile, illustrating a significant disparity in compensation based on factors such as specialty and experience. These figures stem from state-level data and regional price parity adjustments, which account for the local cost of living. As the demand for specialized coding roles continues to evolve, particularly in areas like inpatient CCS and risk adjustment coding, the job market in Stephenville offers opportunities for those willing to pursue advanced training and certification.
About the Stephenville Market
Salary estimated from Texas average ($50,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $20,182 | $9.70 |
| Lower Range (P25) | $22,424 | $10.78 |
| Median (P50)(typical) | $25,019 | $12.03 |
| Upper Range (P75) | $30,156 | $14.50 |
| Top Earners (P90) | $36,193 | $17.40 |
Median Salary Position
17.56% below the national average
2026 Salary Percentile Distribution in Stephenville
In Stephenville, TX, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $16,011 (2026 est.). At $25,019, the local median is 17.56% below the national median of $30,349.
Salary Calculator
At 40 hours/week in Stephenville: You'd be in the lower-middle range
How Stephenville Medical Billing and Coding Specialist Pay Compares
Stephenville median: $25,019/year (2026)
| Compared To | Median Salary | Stephenville Pays |
|---|---|---|
| Texas Average | $26,759 | -6.50% less |
| National Average | $30,349 | -17.56% less |
Medical Billing and Coding Specialists in Stephenville, TX earn a median of $25,019 per year (2026 est.), which is 17.56% lower than the national median of $30,349 and 6.50% below the Texas state average of $26,759.
Cost-of-Living Adjusted Salary
Stephenville has a cost of living 4.00% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Stephenville, TX has a cost-of-living index of 96 (below the national average of 100). A medical billing and coding specialist earning $25,019 nominally has purchasing power equivalent to $26,061 in an average-cost city — an effective 4.16% boost.
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2021 BLS Actual
$22,310
2025 BLS Actual
$24,452
2026 Current Est.
$25,019
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Stephenville (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $22,310 | Actual |
| 2022 | $22,559 | Actual |
| 2023 | $23,324 | Actual |
| 2024 | $44,869 | Actual |
| 2025 | $24,452 | Actual |
| 2026(current) | $25,019 | Estimated |
| 2027 | $25,600 | Projected |
Based on 5 years of BLS OEWS data for the Stephenville metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $22,310 (2021) to $24,452 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $25,600 by 2027 — a total increase of $3,290 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Stephenville metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $20,182 – $22,424 |
| 3-5 years (Mid Career) | $22,424 – $25,019 |
| 5+ years (Experienced) | $25,019 – $30,156 |
| 10+ years (Top Earner) | $30,156 – $36,193 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Stephenville
The local job market shows only six medical billing and coding specialists currently employed in Stephenville. With a cost-of-living index of 96, residents may find their wages stretch further than in more expensive regions, yet it still poses challenges for overall take-home purchasing power. Among potential employers, physician group practice coding offices and third-party coding companies tend to offer higher salaries, especially for roles that involve remote opportunities. Factors that drive pay variance include specialty training—those working in inpatient coding typically earn more than their outpatient counterparts—as well as credential stacking, such as adding CRC to a CPC or CCS designation. Productivity bonuses related to coding volume further influence income levels. To maximize earning potential in Stephenville's market, candidates should focus on securing advanced certifications, continuously updating their skills in ICD-10-CM and CPT coding, and seeking positions that allow for flexibility in work arrangements.
More salary data for Stephenville, TX:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $24,452 for medical billing and coding specialistsin the Stephenville metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Stephenville is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov