Medical Billing and Coding Specialist Salary in Whitewater, WI: $33,243 (2026)
Quick Answer:A full-time medical billing and coding specialist in Whitewater, WI earns a median $33,243/year (≈ $15.98/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Whitewater's price level (7% below national, BEA RPP 93.4), that paycheck buys what $35,592 would nationally. Nominal pay sits 5.1% below the Wisconsin state average.
Based on BLS state-level estimates · View source
In Whitewater, Wisconsin, medical billing and coding specialists can expect a median annual salary of $33,243 in 2026, surpassing the national median of $30,349 by approximately 9.54%. The salary range for these professionals spans from $24,833 at the 10th percentile to $50,928 at the 90th percentile, indicating significant variability based on experience, certifications, and job roles. The pathway to maximizing lifetime earnings often involves credential stacking; obtaining certifications such as the Certified Professional Coder (CPC), Certified Coding Specialist (CCS), and Certified Risk Adjustment Coder (CRC) can add substantial value. The local estimates are derived from 2025 BLS data and adjust for regional economic conditions, providing insight into the competitive job market in Whitewater, which is shaped by the demand for skilled coding professionals in various healthcare settings.
About the Whitewater Market
Salary estimated from Wisconsin average ($48,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $24,833 | $11.94 |
| Lower Range (P25) | $28,354 | $13.63 |
| Median (P50)(typical) | $33,243 | $15.98 |
| Upper Range (P75) | $39,991 | $19.23 |
| Top Earners (P90) | $50,928 | $24.49 |
Median Salary Position
9.54% above the national average
2026 Salary Percentile Distribution in Whitewater
In Whitewater, WI, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $26,095 (2026 est.). At $33,243, the local median is 9.54% above the national median of $30,349.
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At 40 hours/week in Whitewater: You'd be in the lower-middle range
How Whitewater Medical Billing and Coding Specialist Pay Compares
Whitewater median: $33,243/year (2026)
| Compared To | Median Salary | Whitewater Pays |
|---|---|---|
| Wisconsin Average | $35,029 | -5.10% less |
| National Average | $30,349 | +9.54% more |
Medical Billing and Coding Specialists in Whitewater, WI earn a median of $33,243 per year (2026 est.), which is 9.54% higher than the national median of $30,349 and 5.10% below the Wisconsin state average of $35,029.
Cost-of-Living Adjusted Salary
Whitewater has a cost of living 6.60% below the national average, meaning your salary goes further here.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Whitewater, WI has a cost-of-living index of 93.4 (below the national average of 100). A medical billing and coding specialist earning $33,243 nominally has purchasing power equivalent to $35,592 in an average-cost city — an effective 7.07% boost.
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2021 BLS Actual
$29,643
2025 BLS Actual
$32,489
2026 Current Est.
$33,243
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Whitewater (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $29,643 | Actual |
| 2022 | $29,973 | Actual |
| 2023 | $30,990 | Actual |
| 2024 | $42,538 | Actual |
| 2025 | $32,489 | Actual |
| 2026(current) | $33,243 | Estimated |
| 2027 | $34,014 | Projected |
Based on 5 years of BLS OEWS data for the Whitewater metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $29,643 (2021) to $32,489 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $34,014 by 2027 — a total increase of $4,371 (14.75%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Whitewater metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $24,833 – $28,354 |
| 3-5 years (Mid Career) | $28,354 – $33,243 |
| 5+ years (Experienced) | $33,243 – $39,991 |
| 10+ years (Top Earner) | $39,991 – $50,928 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Whitewater
At the local level, with only four medical billing and coding specialists currently employed in Whitewater, the job market reflects a niche but growing sector that commands attention, especially in light of a cost-of-living index of 93.4—slightly below the national average. This lower cost of living enhances the take-home purchasing power for those in the field. Employers offering the most competitive salaries in Whitewater include physician group practices and hospital inpatient coding departments, where specialty coding can lead to higher pay. Factors contributing to the disparity in earnings include the complexity of coded services, the demand for audit and compliance expertise, productivity bonuses, and work structure (remote versus in-office). To maximize pay in this specific market, professionals should focus on obtaining advanced credentials and honing skills in high-demand areas such as inpatient coding and risk adjustment, given the increasing relevance of the HCC coding framework.
More salary data for Whitewater, WI:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $32,489 for medical billing and coding specialistsin the Whitewater metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Whitewater is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov