Senior Medical Billing and Coding Specialist Salary in Haverhill, MA: $53,523 (2026)
Quick Answer:The top tier of medical billing and coding specialists working in Haverhill, MA — those at or above the 90th percentile — pull in $53,523/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 29-2072. Strip back Haverhill's price premium (BEA RPP 108.5, 9% above national) and that top-decile pay carries the same buying power as $49,330 in average-cost America. The 54% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source
With a projected 2026 median annual salary of $34,758, experienced medical billing and coding specialists in Haverhill can earn significantly more by reaching the upper echelons of the salary spectrum. Those at the 90th percentile can expect to earn up to $53,523, illustrating the pronounced gap between entry-level salaries and top-tier earnings in this field. In fact, the potential for top medical billing and coding specialist salaries in Haverhill surpasses the national average for high earners, showcasing an exciting opportunity for professionals with over seven years of experience. Achieving such salaries often requires advanced certifications like CCS or CPC, alongside a proven track record in specialized coding areas such as inpatient or surgical coding, ultimately positioning professionals for exceptional financial rewards in a competitive market.
About the Haverhill Market
Salary estimated from Massachusetts average ($60,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Haverhill
Experienced medical billing and coding specialists at the top of the pay scale in Haverhill earn between $43,991 and $53,523 per year (2026 est.). This $29,049 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Haverhill median of $34,758 sits 14.53% above the US median.
Top MBS Salary Comparison
| Level | Haverhill | National |
|---|---|---|
| Median (P50) | $34,758 | $30,349 |
| 75th Percentile | $43,991 | $38,468 |
| 90th Percentile (Top 10%) | $53,523 | $48,159 |
In Haverhill, experienced medical billing and coding specialists (P90) earn 53.99% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Medical Billing and Coding Specialist Pay in Haverhill
Advanced Certifications in Massachusetts
MA medical billing and coding specialists with additional specialty certifications within the medical billing and coding field earn significantly above the $34,758 median. Expanded-scope credentials are increasingly valued by Haverhill employers.
Specialty Focus
Medical Billing and Coding Specialists focusing on high-acuity or specialty areas within the medical billing and coding field in Haverhill command premium compensation, often reaching the $43,991–$53,523 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Haverhill metro area often pay above-market rates for experienced medical billing and coding specialists who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured medical billing and coding specialists in Haverhill with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Medical Billing and Coding Specialists in Massachusetts who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Medical Billing and Coding Specialist Career & Wage Growth Path in Haverhill
Clinical Medical Billing and Coding Specialist
0-5 yearsSenior/Lead Medical Billing and Coding Specialist
5-10 yearsMedical Billing and Coding Specialist Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedHaverhill ranks #14 of 59 Massachusetts cities for top earner medical billing and coding specialist salary (90th percentile: $53,523).
Top 10% medical billing and coding specialist compensation in Haverhill ($53,523) is 9.62% above the Massachusetts average P90 ($48,827).
2021 BLS Actual
$47,829
2025 BLS Actual
$52,309
2026 Current Est.
$53,523
2021–2027 Growth
+14.5%
Salary Trajectory for Medical Billing and Coding Specialists in Haverhill (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $47,829 | Actual |
| 2022 | $48,641 | Actual |
| 2023 | $50,156 | Actual |
| 2024 | $101,210 | Actual |
| 2025 | $52,309 | Actual |
| 2026(current) | $53,523 | Estimated |
| 2027 | $54,764 | Projected |
Top-earning medical billing and coding specialists (90th percentile) in Haverhill saw their compensation grow 9.4% from $47,829 in 2021 to $52,309 in 2025, based on 5 years of BLS OEWS data for this metropolitan area. At a 2.32% annual growth rate, senior-level pay is projected to reach $54,764 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Haverhill metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Medical Billing and Coding Specialist Earnings in Haverhill
Navigating compensation structures in Haverhill reveals a landscape where specialization pays dividends. Premier roles in inpatient coding or risk adjustment coding can command higher compensation, particularly when working for hospitals or large physician groups. The differences are stark, as coding specialists in auditing positions at insurance companies or consulting firms also receive notable pay benefits, particularly those who operate remotely. Advancement opportunities are plentiful, bridging into roles such as coding supervisor or HIM director, particularly for those who hold enhanced credentials such as a CPC or CRC. Non-salary compensation remains a significant topic, especially as firms increasingly offer productivity bonuses and flexible working arrangements. Mastery of coding standards, from ICD-10-CM to auditing protocols, is vital for those looking to elevate their standing and income in this evolving field throughout MA.
More salary data for Haverhill, MA:
Frequently Asked Questions
How much do experienced medical billing and coding specialists make in Haverhill in 2026?
What drives higher medical billing and coding specialist pay in Haverhill?
What certifications boost medical billing and coding specialist salary in Haverhill?
Can experienced medical billing and coding specialists make six figures in Haverhill?
How much does medical billing and coding specialist salary increase over time in Haverhill?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $52,309 for medical billing and coding specialists in the Haverhill metro area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Haverhill is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov