Medical Billing Salary

Senior Medical Billing and Coding Specialist Salary in Laredo, TX: $38,171 (2026)

Quick Answer:The top tier of medical billing and coding specialists working in Laredo, TX — those at or above the 90th percentile — pull in $38,171/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 29-2072. Strip back Laredo's price premium (BEA RPP 87.0, 13% below national) and that top-decile pay carries the same buying power as $43,897 in average-cost America. The 68% spread above city median typically rewards 7+ years of practice or specialty credentials.

$38,171
Top 10% Earn
$18.35/hr
Top Hourly Rate
$29,821
75th Percentile
$38,171
90th Percentile

Official BLS data · View source

Medical Billing and Coding Specialist Senior Salary in Laredo, TX — 2026 est., based on 2025 BLS
Laredo, TX medical billing and coding specialist senior salary overview (2026 est., based on 2025 BLS)

In 2026, experienced medical billing and coding specialists in Laredo, Texas, have the potential to earn a top-tier salary, with those in the 90th percentile receiving up to $38,171 annually. This upper range significantly contrasts with the median annual salary of $22,771, highlighting a substantial experience premium for senior roles in this sector. However, even with this attractive figure, the highest earners in Laredo still fall below the national benchmark for top medical billing and coding specialists, making it imperative for seasoned professionals to pursue advanced certifications and specializations to boost their earning potential. Attaining a position among the highest earners requires dedication to continuous education, networking, and leveraging one's expertise in complicated coding systems and compliance regulations.

2026 Salary Percentile Distribution in Laredo

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Laredo. The median salary is $22,771, compared to the national median of $30,349.$14.9K$21.2K$27.5K$33.8K$40.1K$16.6K10th Pctl$20.4K25th Pctl$22.8KMedian$29.8K75th Pctl$38.2K90th PctlUS Median$30.3K

Experienced medical billing and coding specialists at the top of the pay scale in Laredo earn between $29,821 and $38,171 per year (2026 est.). This $21,607 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Laredo median of $22,771 sits 24.97% below the US median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Laredo metro area.

Top MBS Salary Comparison

LevelLaredoNational
Median (P50)$22,771$30,349
75th Percentile$29,821$38,468
90th Percentile (Top 10%)$38,171$48,159

In Laredo, experienced medical billing and coding specialists (P90) earn 67.63% more than the local median — reflecting the significant value of specialization and tenure in this market.

What Drives Top Medical Billing and Coding Specialist Pay in Laredo

1

Advanced Certifications in Texas

TX medical billing and coding specialists with additional specialty certifications within the medical billing and coding field earn significantly above the $22,771 median. Expanded-scope credentials are increasingly valued by Laredo employers.

2

Specialty Focus

Medical Billing and Coding Specialists focusing on high-acuity or specialty areas within the medical billing and coding field in Laredo command premium compensation, often reaching the $29,821–$38,171 range.

3

Large Health-System & Multi-Site Experience

Large hospital systems and multi-site employers in the Laredo metro area often pay above-market rates for experienced medical billing and coding specialists who demonstrate efficiency and leadership.

4

Employer Loyalty & Patient Relationships

Long-tenured medical billing and coding specialists in Laredo with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.

5

Continuing Education & Leadership

Medical Billing and Coding Specialists in Texas who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.

Medical Billing and Coding Specialist Career & Wage Growth Path in Laredo

Clinical Medical Billing and Coding Specialist

0-5 years
$16,564 – $22,771

Senior/Lead Medical Billing and Coding Specialist

5-10 years
$22,771 – $29,821

Medical Billing and Coding Specialist Department Manager

10+ years
$29,821+

Educator / Specialty Leadership

Advanced
Varies by role

Laredo ranks #89 of 109 Texas cities for top earner medical billing and coding specialist salary (90th percentile: $38,171).

Top 10% medical billing and coding specialist compensation in Laredo ($38,171) is 15.37% below the Texas average P90 ($45,105).

2021 BLS Actual

$43,860

2025 BLS Actual

$37,306

2026 Current Est.

$38,171

2021–2027 Growth

+-11.0%

Salary Trajectory for Medical Billing and Coding Specialists in Laredo (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Laredo. Baseline $43,860 in 2025, projected to $39,057 by 2027.$32.6K$40.8K$49.0K$57.3K$65.5K20212022202320242025202620272025 BLS$43.9K$44.9K$55.7K$60.8K$37.3K$38.2K$39.1K
YearAnnual SalaryStatus
2021$43,860Actual
2022$44,890Actual
2023$55,680Actual
2024$60,780Actual
2025$37,306Actual
2026(current)$38,171Estimated
2027$39,057Projected

Top-earning medical billing and coding specialists (90th percentile) in Laredo saw their compensation grow -14.9% from $43,860 in 2021 to $37,306 in 2025, based on 5 years of BLS OEWS data for this metropolitan area. At a 2.32% annual growth rate, senior-level pay is projected to reach $39,057 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.

Note: Historical values (20212025) are actual BLS OEWS figures for the Laredo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Maximizing Your Medical Billing and Coding Specialist Earnings in Laredo

Evaluating the pathways to higher compensation, certain coding specializations command premium pay in Laredo, particularly those involving inpatient coding (CCS) and surgical coding. Variations in compensation are notable depending on the employing entity; for example, inpatient coding departments within hospitals may offer different pay scales compared to third-party coding companies or payer audit teams. Advancement opportunities abound for those aspiring to leadership roles—positions such as coding supervisor or HIM director provide not only increased salaries but also the chance to influence coding practices organization-wide. Advanced credentials significantly aid in gaining traction within this field, with certifications from AAPC and AHIMA, such as the CPC, CCS, or specialized risk adjustment credentials like CRC, being highly respected. Additionally, factors beyond direct salary, including specialty focus and productivity bonuses, play a pivotal role in overall compensation for senior medical billing and coding specialists in Laredo, TX.

Frequently Asked Questions

How much do experienced medical billing and coding specialists make in Laredo in 2026?

Top-earning medical billing and coding specialists in Laredo (90th percentile) make $38,171/year, based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is $15,400 more than the area median of $22,771 — representing a significant experience premium. Senior medical billing and coding specialists typically reach this level after 10+ years of clinical experience combined with specialty certifications, strong patient relationships, and working at high-production or specialty practices.

What drives higher medical billing and coding specialist pay in Laredo?

Higher medical billing and coding specialist pay in Laredo is driven by several key factors: years of clinical experience (10+ years for top tier), specializations, expanded-function certifications that allow additional procedures, and employment at high-production practices or large organizations. Geographic factors within the metro area also matter — practices in affluent neighborhoods or underserved areas often pay premium rates. Building a loyal patient base and strong clinical reputation further supports salary negotiation.

What certifications boost medical billing and coding specialist salary in Laredo?

The most impactful salary-boosting certifications for medical billing and coding specialists in Laredo include specialty certifications, advanced treatment certifications, and expanded-function credentials. These certifications can increase earnings well above the median of $22,771, especially when combined with experience at specialty practices.

Can experienced medical billing and coding specialists make six figures in Laredo?

The 90th percentile in Laredo is $38,171. Reaching six figures in this market may require combining clinical work at multiple practices with additional income from education, consulting, product sales, or relocating to a higher-paying metro area. Advanced certifications and specializations can help close the gap.

How much does medical billing and coding specialist salary increase over time in Laredo?

In Laredo, the gap between entry level ($16,564) and top earners ($38,171) is $21,607, reflecting significant earning potential over a career. Most salary growth occurs in the first 5–10 years through accumulated clinical experience and additional credentials. After year 10, growth slows unless you pursue management roles, teaching positions, or transition into consulting. Continuous professional development is essential for maximizing long-term earnings.

Related Pages

Nearby Cities in Texas

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $37,306 for medical billing and coding specialists in the Laredo metro area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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