Chattanooga vs Memphis: Medical Billing and Coding Specialist Salary (2026)
Compare medical billing and coding specialist salaries between Chattanooga, TN and Memphis, TN. All figures are 2026 estimates projected from BLS 2025 data.
Side-by-Side Comparison
| Metric | Chattanooga, TN | Memphis, TN |
|---|---|---|
| Median Salary | $29,092 | $31,513▲ |
| Hourly Rate | $13.99 | $15.15▲ |
| Entry Level (P10) | $22,225 | $22,884▲ |
| 25th Percentile | $23,507 | $26,218▲ |
| 75th Percentile | $46,616▲ | $39,310 |
| Top Earner (P90) | $62,455▲ | $56,692 |
| Total Employed | 350 | 660▲ |
Verdict
Memphis, TN offers better overall compensation for medical billing and coding specialists, winning 3 out of 4 metrics compared to Chattanooga.
The salary gap between Chattanooga and Memphis is $2,421 (8.32%). Memphis's median is +3.84% compared to the US national median of $30,349.
Salary Range Comparison
The full salary range (10th to 90th percentile) in Chattanooga spans $40,230,Memphis spans $33,808. Chattanooga has a wider pay range, meaning more potential for high earners but also more variation.
Cost-of-Living Adjusted Comparison
After cost-of-living adjustment, Memphis ($34,187 effective) pays 7.48% more than Chattanooga ($31,807 effective).
Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.
Which City Is Right for You?
Choose Chattanooga if…
- ✓Better top-earner potential ($62,455)
- ✓You prefer the Tennessee area and lifestyle
Choose Memphis if…
- ✓Higher median salary ($31,513/year)
- ✓Larger job market (660 employed)
- ✓Better purchasing power (CoL-adjusted: $34,187)
- ✓You prefer the Tennessee area and lifestyle
Historical Salary Growth Comparison
Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in Chattanooga grew -24.2% from 2021 to 2025, compared to -34.5% growth in Memphis over the same period.
Chattanooga, TN
$37,500 (2021) → $28,432 (2025)
Memphis, TN
$47,000 (2021) → $30,798 (2025)
View Full Salary Data
Chattanooga, TN
Memphis, TN
Frequently Asked Questions
Which city pays medical billing and coding specialists more: Chattanooga or Memphis?
What is the hourly rate difference between Chattanooga and Memphis?
Should I relocate from Chattanooga to Memphis as a medical billing and coding specialist?
What do entry-level medical billing and coding specialists earn in Chattanooga vs Memphis?
Related Comparisons
Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.
Data Sources & Methodology
Source: BLS, OEWS , released .
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov