Medical Billing Salary

Richmond vs San Francisco: Medical Billing and Coding Specialist Salary (2026)

Compare medical billing and coding specialist salaries between Richmond, CA and San Francisco, CA. All figures are 2026 estimates projected from BLS 2025 data.

Richmond, CA
$35,743
$17.18/hr
San Francisco, CA
$44,153
$21.23/hr

Side-by-Side Comparison

MetricRichmond, CASan Francisco, CA
Median Salary$35,743$44,153
Hourly Rate$17.18$21.23
Entry Level (P10)$24,432$29,388
25th Percentile$29,243$34,344
75th Percentile$45,502$51,500
Top Earner (P90)$55,402$63,779
Total Employed251,880
Side-by-side bar chart comparing Richmond ($35,743) and San Francisco ($44,153) medical billing and coding specialist salaries.RichmondSan FranciscoMedian Salary$35,743$44,153Entry Level (P10)$24,432$29,388Top Earner (P90)$55,402$63,779US Median $30,349

Verdict

San Francisco, CA offers better overall compensation for medical billing and coding specialists, winning 4 out of 4 metrics compared to Richmond.

The salary gap between Richmond and San Francisco is $8,410 (23.53%). San Francisco's median is +45.48% compared to the US national median of $30,349.

Salary Range Comparison

The full salary range (10th to 90th percentile) in Richmond spans $30,970,San Francisco spans $34,391. San Francisco has a wider pay range, suggesting more variation in pay between entry-level and experienced medical billing and coding specialists.

Richmond
P10 (Entry)$24,432
P25$29,243
Median$35,743
P75$45,502
P90 (Top)$55,402
San Francisco
P10 (Entry)$29,388
P25$34,344
Median$44,153
P75$51,500
P90 (Top)$63,779

Cost-of-Living Adjusted Comparison

After cost-of-living adjustment, San Francisco ($38,190 effective) pays 20.84% more than Richmond ($31,603 effective).

Richmond
Nominal: $35,743
CoL Index: 113.1
Adjusted: $31,603
San Francisco
Nominal: $44,153
CoL Index: 115.613
Adjusted: $38,190

Cost-of-living adjustment: salary × (100 / CoL index). Index of 100 = national average.

Which City Is Right for You?

Choose Richmond if…

  • You prefer the California area and lifestyle

Choose San Francisco if…

  • Higher median salary ($44,153/year)
  • Better top-earner potential ($63,779)
  • Larger job market (1,880 employed)
  • Better purchasing power (CoL-adjusted: $38,190)
  • You prefer the California area and lifestyle

Historical Salary Growth Comparison

Based on BLS OEWS metropolitan area data, medical billing and coding specialist salaries in Richmond grew -54.1% from 2024 to 2025, compared to -29.8% growth in San Francisco over the same period.

Richmond, CA

+-54.1%

$76,059 (2024) → $34,933 (2025)

San Francisco, CA

+-29.8%

$61,470 (2021) → $43,152 (2025)

View Full Salary Data

Frequently Asked Questions

Which city pays medical billing and coding specialists more: Richmond or San Francisco?

San Francisco has a higher median medical billing and coding specialist salary at $44,153/year, compared to Richmond at $35,743/year — a difference of $8,410 (23.53%).

What is the hourly rate difference between Richmond and San Francisco?

Richmond medical billing and coding specialists earn $17.18/hr while San Francisco hygienists earn $21.23/hr (2026 est.).

Should I relocate from Richmond to San Francisco as a medical billing and coding specialist?

Consider more than just salary when comparing Richmond and San Francisco. Factor in cost of living (CoL-adjusted: Richmond = $31,603, San Francisco = $38,190), job availability (25 vs 1,880 employed), commute, and career growth potential.

What do entry-level medical billing and coding specialists earn in Richmond vs San Francisco?

Entry-level (10th percentile) medical billing and coding specialists earn $24,432 in Richmond and $29,388 in San Francisco. The San Francisco area offers higher starting salaries.

Related Comparisons

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

All salary figures are 2026 projections based on BLS OEWS May 2025 data. A 2.32% CAGR (derived from 6-year national BLS trends) was applied to estimate current compensation. Cost-of-living adjustments use BEA Regional Price Parity data. Actual salaries vary by employer, certifications, and experience.

Data Sources & Methodology

Source: BLS, OEWS , released .

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov