Medical Billing Salary

Entry-Level Medical Billing and Coding Specialist Salary in Pueblo, CO: $23,626 (2026)

Quick Answer:New medical billing and coding specialists entering the Pueblo, CO job market in 2026 can expect a starting salary around $23,626 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Pueblo's local price level (BEA RPP 91.88% below national), a first-year paycheck buys what $25,747 would in average-cost America. Most reach the city median ($28,836) within a few years of clinical practice.

$23,626
Starting Salary
$11.36/hr
Starting Hourly
$23,626
Entry Level
$28,836
Career Median Target

Official BLS data · View source

Medical Billing and Coding Specialist Entry Level Salary in Pueblo, CO — 2026 est., based on 2025 BLS
Pueblo, CO medical billing and coding specialist entry level salary overview (2026 est., based on 2025 BLS)

For new graduates entering the medical billing and coding field in Pueblo, Colorado, the starting medical billing and coding specialist salary is projected to be around $23,626 in 2026. This entry-level pay falls significantly below the city’s median annual salary of $28,836, suggesting that while the potential for growth exists, new coders will need to gain experience to bridge the gap. Over the first few years in the profession, salaries are expected to rise, moving towards the 25th percentile figure of approximately $27,257 as professionals develop their skills and acquire relevant certifications. Given its slower growth at an annual rate of 2.32%, Pueblo represents a moderately competitive market for recent graduates, with entry-level prospects that require strategic planning for accelerated salary growth.

Career Earnings Timeline in Pueblo

Year 0-2

New Graduate

$23,626/yr
Year 2-5

Early Career

$27,257/yr
Year 5-10

Mid Career

$28,836/yr
Year 10+

Experienced

$37,411/yr

Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.

2026 Salary Percentile Distribution in Pueblo

Vertical bar chart of 10th through 90th percentile salaries for medical billing and coding specialists in Pueblo. The median salary is $28,836, compared to the national median of $30,349.$21.3K$27.4K$33.5K$39.7K$45.8K$23.6K10th Pctl$27.3K25th Pctl$28.8KMedian$37.4K75th Pctl$43.6K90th PctlUS Median$30.3K

Entry-level medical billing and coding specialists in Pueblo, CO typically start between $23,626 and $27,257 per year (2026 est.). The full salary range spans $20,005 from the 10th to 90th percentile, with the local median at $28,8364.99% below the national median.

Source: BLS OEWS projected to 2026. Percentiles reflect the distribution of medical billing and coding specialist pay in the Pueblo metro area.

Return on Investment

$4,000
Avg CO Program Cost
$23,626
Starting Salary
16.93%
Cost-to-Salary Ratio
<1 yr
Payback Estimate

The average medical billing and coding program cost in Colorado of $4,000 represents just 16.93% of the starting medical billing and coding specialist pay ($23,626/year) in Pueblo. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.

Program cost estimates based on AHIMA/CAHIIM-accredited coding and health information certificate programs plus AAPC-approved training courses. Certificates at community colleges and online training programs are the most affordable; associate degree programs cost more but broaden career options. Exam fees (CCA, CCS, CPC) are typically $299-$499 and are separate from tuition.

MBS Salary Negotiation Tips for New Graduates in Pueblo

  • 1Research the Pueblo market: entry-level medical billing and coding specialist pay ranges from $23,626 to $27,257, so aim for at least the 25th percentile if you have strong credentials.
  • 2Highlight any additional certifications or specialty training within the medical billing and coding field — employers in CO often pay a premium for expanded scope of work.
  • 3Evaluate the full compensation package — in Pueblo, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
  • 4Consider starting with a larger hospital system or multi-site employer in Pueblo for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
  • 5Pueblo's below-average cost of living means your starting salary goes further here compared to many larger metro areas.

Medical Billing and Coding Specialist Compensation Range

The medical billing and coding specialist wage spread in Pueblo is $20,005 ( 84.67%) between entry-level and top earners. Starting at $23,626, experienced hygienists can earn up to $43,631.

Represents the current salary spread across experience levels, not projected career growth rate.

2021 BLS Actual

$29,430

2025 BLS Actual

$23,090

2026 Current Est.

$23,626

2021–2027 Growth

+-17.9%

Salary Trajectory for Medical Billing and Coding Specialists in Pueblo (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Salary trajectory chart for medical billing and coding specialists in Pueblo. Baseline $29,430 in 2025, projected to $24,174 by 2027.$19.8K$25.6K$31.4K$37.1K$42.9K20212022202320242025202620272025 BLS$29.4K$37.3K$39.6K$38.8K$23.1K$23.6K$24.2K
YearAnnual SalaryStatus
2021$29,430Actual
2022$37,250Actual
2023$39,630Actual
2024$38,830Actual
2025$23,090Actual
2026(current)$23,626Estimated
2027$24,174Projected

Entry-level medical billing and coding specialist compensation (10th percentile) in Pueblo, CO grew -21.5% over 5 years based on actual BLS metropolitan area surveys, rising from $29,430 in 2021 to $23,090 in 2025. By 2027, starting salaries are projected to reach $24,174. New graduates entering the Pueblo job market can expect continued year-over-year gains.

Note: Historical values (20212025) are actual BLS OEWS figures for the Pueblo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Starting Your medical billing and coding Career in Pueblo

In Pueblo, employers such as third-party coding companies and payer coding audit teams frequently hire entry-level medical billing and coding specialists, particularly those with CPC-A (apprentice) designations that offer structured mentorship programs. Additionally, local physician group practices and outpatient ambulatory surgical centers provide ample entry Point opportunities yet may favor those with some foundational training or credentialing. Obtaining certifications through recognized bodies like AAPC or AHIMA can significantly impact starting pay, with credentials like the CPC or CCS enhancing prospects. With industry trends shifting to nearly 80% remote work, new coders must prioritize continuous education on coding updates such as ICD-10-CM and CPT changes. Those focusing on high-demand specialties like risk adjustment or HCC coding will find the best career growth within their first three years, with salary increases becoming more realistic as they establish their presence in this evolving field.

Frequently Asked Questions

What is the starting salary for medical billing and coding specialists in Pueblo in 2026?

Entry-level medical billing and coding specialists in Pueblo start at approximately $23,626/year (10th percentile), based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). This is the typical range for new graduates with less than 1 year of clinical experience. The starting hourly equivalent is approximately $11.36/hour for full-time work. Starting pay depends on the practice type (private vs. large organization), patient volume, location within the metro area, and whether the position includes benefits.

How fast do medical billing and coding specialist salaries grow in Pueblo?

Most medical billing and coding specialists in Pueblo progress from the entry-level salary of $23,626 to the area median of $28,836 within 3–5 years of clinical experience. Top earners with specializations and certifications reach $43,631 (90th percentile). The biggest salary jumps typically come in years 2–5 as clinical skills develop, and again when obtaining advanced certifications or expanded-function credentials. Salary growth after 10 years tends to plateau unless moving into management or education roles.

Is medical billing and coding school worth it in Pueblo?

With a starting salary of $23,626/year in Pueblo and typical program costs ranging from $20,000–$80,000 for the required degree, graduates can expect a strong return on investment. Most new medical billing and coding specialists recoup their tuition within 1–3 years of working full-time. The profession also offers excellent work-life balance, flexible scheduling, low unemployment rates, and growing demand driven by an aging population's care needs.

What do new medical billing and coding specialists make right out of school in Pueblo?

New medical billing and coding graduates in Pueblo typically start near the 10th percentile at $23,626/year, or approximately $11.36/hour. Starting pay varies based on the practice type, patient volume, geographic location within the metro area, and whether the compensation package includes benefits like health insurance and retirement contributions. Graduates with internships at high-production practices often secure higher starting offers.

How do I become a medical billing and coding specialist in Colorado?

To become a licensed medical billing and coding specialist in Colorado, you typically need postsecondary certificate or associate degree in medical billing and coding from an accredited program, plus optional professional certification, then pass the required national and state licensing examinations. Most states, including Colorado, also require a clinical licensing exam. After obtaining licensure, you must maintain it through continuing education credits. Some medical billing and coding specialists pursue advanced degrees for career advancement into education, research, or public health roles.

Related Pages

Nearby Cities in Colorado

AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical billing and coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Pueblo. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.

Data Sources & Methodology

Source: BLS, OEWS, 5-year dataset (). Per-city data from annual BLS metropolitan area surveys.

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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