Medical Billing and Coding Specialist Hourly Pay in Tracy, CA: $16.38 (2026)
Quick Answer:Hourly pay for a medical billing and coding specialist working in Tracy, CA runs $16.38 at the median for 2026 — annualizing to $34,080 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against Tracy's regional price level (BEA RPP 113.1, 13% above national), each hour of work buys what $14.48 nationally would. A 24-hour part-time schedule grosses $20,444 per year.
Based on BLS state-level estimates · View source
In Tracy, California, the medical billing and coding specialist hourly pay is projected at $16.38 for 2026, representing a 12.29% increase over the national hourly median of $14.59. This competitive hourly rate allows for flexible work opportunities, making it appealing to part-time workers or per-diem specialists in various environments, including remote home offices, hospital Health Information Management (HIM) departments, and third-party coding companies. Entry-level positions may start around $12.08, while experienced specialists can earn upwards of $25.40. Many professionals in Tracy enjoy the balance of working three days a week, applying their coding knowledge from the ICD-10-CM and CPT sets to enhance their earning potential and work-life balance.
About the Tracy Market
Salary estimated from California average ($66,000) adjusted for local cost of living.
Medical Billing and Coding Specialist Hourly Wage Breakdown
| Percentile | Hourly Rate | Per 8hr Shift |
|---|---|---|
| Entry Level (P10) | $12.08 | $96.67 |
| Lower Range (P25) | $13.98 | $111.82 |
| Median (P50) | $16.38 | $131.05 |
| Upper Range (P75) | $20.98 | $167.80 |
| Top Earners (P90) | $25.40 | $203.17 |
Estimated Annual Income by Work Schedule in Tracy
Based on $16.38/hr median hourly rate · 2026 est.
At $16.38/hr, a medical billing and coding specialist working full-time (40 hr/wk) in Tracy, CA can expect to earn approximately $34,073 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $19,658. With a cost-of-living index of 113.10 (above the national average), these earnings may be offset by higher expenses in Tracy.
Hourly Rate Calculator
Schedule Comparison in Tracy
| Schedule | Weekly | Monthly | Annual |
|---|---|---|---|
| Full-Time (40 hrs) | $655.26 | $2,839 | $34,073 |
| Part-Time (24 hrs) | $393.15 | $1,704 | $20,444 |
| Per Diem (16 hrs) | $262.10 | $1,136 | $13,629 |
Compare MBS Wages With Similar Roles
| Role | Median Hourly |
|---|---|
| Medical Billing and Coding Specialist (Tracy) | $16.38 |
| Medical Assistant (National Avg) | $20.77 |
| Medical Secretary (National Avg) | $20.19 |
| Medical Lab Technician (National Avg) | $28.18 |
| Billing and Posting Clerk (National Avg) | $21.86 |
Medical Billing and Coding Specialists in Tracy, CA earn a median of $34,080 per year (2026 est.), which is 12.29% higher than the national median of $30,349 and 2.80% below the California state average of $35,061.
Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living
Working 24h/week at $16.38/hr = $20,444/year (purchasing power: $18,076).
Working 40h/week (full-time) = $34,073/year (purchasing power: $30,127).
CoL index: 113.1 (100 = national average).
2021 BLS Actual
$14.61/hr
2025 BLS Actual
$16.01/hr
2026 Current Est.
$16.38/hr
2021–2027 Growth
+14.7%
Hourly Rate Trajectory for Medical Billing and Coding Specialists in Tracy (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Hourly Rate | Status |
|---|---|---|
| 2021 | $14.61/hr | Actual |
| 2022 | $14.77/hr | Actual |
| 2023 | $15.27/hr | Actual |
| 2024 | $34.86/hr | Actual |
| 2025 | $16.01/hr | Actual |
| 2026(current) | $16.38/hr | Estimated |
| 2027 | $16.76/hr | Projected |
Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in Tracy grew 9.6% from $14.61/hr (2021) to $16.01/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $16.76/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Tracy metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Working as an Hourly Medical Billing and Coding Specialist in Tracy
When exploring part-time opportunities, a medical billing and coding specialist working 24 hours a week can expect to take home around $21,017 annually, significantly less than their full-time counterparts but with the advantage of flexible hours. For those seeking per diem work, rates can vary widely; experienced coders bill between $25 to $42 an hour, depending on their expertise, with CCS inpatient coders commanding between $35 and $55. Different employers in Tracy offer varying rates: physician group practice coding offices may provide a lower hourly rate than large insurance firms looking for specialty coders. While accepting a lower wage may be necessary for employment that includes health benefits, many specialists negotiate for hourly rates when weighing their options. Those in casual consultations with agencies can often achieve better pay, confirming the importance of direct discussions about compensation based on the specific employment setting.
More salary data for Tracy, CA:
Frequently Asked Questions
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in Tracy. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.
Data Sources & Methodology
Salary data for Tracy is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov