Medical Billing and Coding Specialist Salary in Ontario, CA: $35,383 (2026)
Quick Answer:A full-time medical billing and coding specialist in Ontario, CA earns a median $35,383/year (≈ $17.02/hour) in nominal terms for 2026 — projected from BLS OEWS 2025 (SOC 29-2072). Once you factor in Ontario's price level (13% above national, BEA RPP 113.1), that paycheck buys what $31,285 would nationally. Nominal pay sits 0.9% above the California state average.
Based on BLS state-level estimates · View source
In 2026, a medical billing and coding specialist in Ontario, CA can anticipate a median annual salary of $35,383. This figure is significantly more favorable compared to the national median of $30,349, highlighting a local market that offers competitive compensation. Salaries in this field can vary greatly, with the lower 10% earning around $24,585 and the upper 90% reaching up to $54,845. The unique environment in Ontario also suggests that credential stacking, such as obtaining Certified Professional Coder (CPC) and Certified Coding Specialist (CCS) certifications, can enhance lifetime earnings potential, particularly for those pursuing roles that demand specialized knowledge in areas like risk adjustment or auditing. Understanding the nuances of local employment opportunities is crucial for aspiring specialists.
About the Ontario Market
Salary estimated from California average ($66,000) adjusted for local cost of living.
Salary Breakdown
| Percentile | Annual | Hourly |
|---|---|---|
| Entry Level (P10) | $24,585 | $11.82 |
| Lower Range (P25) | $29,143 | $14.01 |
| Median (P50)(typical) | $35,383 | $17.02 |
| Upper Range (P75) | $45,242 | $21.75 |
| Top Earners (P90) | $54,845 | $26.37 |
Median Salary Position
16.59% above the national average
2026 Salary Percentile Distribution in Ontario
In Ontario, CA, the medical billing and coding specialist salary spread from the 10th to 90th percentile is $30,260 (2026 est.). At $35,383, the local median is 16.59% above the national median of $30,349.
Salary Calculator
At 40 hours/week in Ontario: You'd be in the lower-middle range
How Ontario Medical Billing and Coding Specialist Pay Compares
Ontario median: $35,383/year (2026)
| Compared To | Median Salary | Ontario Pays |
|---|---|---|
| California Average | $35,068 | +0.90% more |
| National Average | $30,349 | +16.59% more |
Medical Billing and Coding Specialists in Ontario, CA earn a median of $35,383 per year (2026 est.), which is 16.59% higher than the national median of $30,349 and 0.90% above the California state average of $35,068.
Cost-of-Living Adjusted Salary
Ontario has a cost of living 13.10% above the national average.
Adjusted salary = nominal × (100 / CoL index). CoL index: 100 = national average.
Ontario, CA has a cost-of-living index of 113.1 (above the national average of 100). While the nominal salary of $35,383 is competitive, the higher cost of living reduces purchasing power to an effective $31,285 — a 11.58% reduction.
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2021 BLS Actual
$31,552
2025 BLS Actual
$34,581
2026 Current Est.
$35,383
2021–2027 Growth
+14.7%
Salary Trajectory for Medical Billing and Coding Specialists in Ontario (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $31,552 | Actual |
| 2022 | $31,903 | Actual |
| 2023 | $32,985 | Actual |
| 2024 | $76,409 | Actual |
| 2025 | $34,581 | Actual |
| 2026(current) | $35,383 | Estimated |
| 2027 | $36,204 | Projected |
Based on 5 years of BLS OEWS data for the Ontario metropolitan area, the median medical billing and coding specialist salary grew 9.6% from $31,552 (2021) to $34,581 (2025). At a 2.32% compound annual growth rate, salaries are projected to reach $36,204 by 2027 — a total increase of $4,652 (14.74%) from 2021.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Ontario metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Salary by Experience Level
| Experience | Estimated Salary Range |
|---|---|
| 0-2 years (New Graduate) | $24,585 – $29,143 |
| 3-5 years (Mid Career) | $29,143 – $35,383 |
| 5+ years (Experienced) | $35,383 – $45,242 |
| 10+ years (Top Earner) | $45,242 – $54,845 |
MBS salary ranges estimated from BLS percentile data. Individual medical billing and coding specialist compensation varies by employer, certifications, and specialization.
Medical Billing and Coding Specialist Job Market in Ontario
Examining the job market reveals that there are currently 42 medical billing and coding specialists employed in the Ontario area. The local cost of living index stands at 113.1, which points to a higher-than-average expense compared to the national standard. This context significantly affects the take-home purchasing power of professionals in this occupation. Employers such as physician group practices and hospital inpatient coding departments often offer the most competitive salaries. Factors contributing to the broad pay range include the complexity of coding specialties—where inpatient CCS roles tend to pay higher, the importance of additional credentials (like CRC), and performance incentives tied to productivity. For professionals looking to maximize their pay, focusing on acquiring in-demand certifications and considering remote work opportunities can be effective strategies in the Ontario market. Additionally, staying updated with ICD-10-CM and engaging in continuous learning can set candidates apart in a dynamic field.
More salary data for Ontario, CA:
Frequently Asked Questions
How much do medical billing and coding specialists make in Ontario, CA in 2026?
Is Ontario, CA a good place to work as a medical billing and coding specialist?
Can medical billing and coding specialists make $100K in Ontario?
What is the cost-of-living adjusted medical billing and coding specialist salary in Ontario?
How much does a medical billing and coding specialist make per hour in Ontario?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The BLS reported a median annual salary of $34,581 for medical billing and coding specialistsin the Ontario metropolitan area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 compensation. Percentile ranges (P10–P90) represent the full salary distribution across experience levels and practice settings in this market.
Data Sources & Methodology
Salary data for Ontario is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov