Senior Medical Billing and Coding Specialist Salary in Winona, MN: $24,984 (2026)
Quick Answer:The top tier of medical billing and coding specialists working in Winona, MN — those at or above the 90th percentile — pull in $24,984/year or more for 2026, based on BLS OEWS 2025 estimates for SOC 29-2072. Strip back Winona's price premium (BEA RPP 98.5, 1% below national) and that top-decile pay carries the same buying power as $25,364 in average-cost America. The 52% spread above city median typically rewards 7+ years of practice or specialty credentials.
Based on BLS state-level estimates · View source

In Winona, MN, experienced medical billing and coding specialists can expect to see significant earnings, with top earners in this field projecting a P90 salary of $24,984 in 2026. This figure showcases a distinct contrast to the median annual salary of $16,432, highlighting a substantial experience premium for those who have honed their skills over seven years or more. Achieving this level of compensation involves a combination of advanced certifications and specialized knowledge in coding areas such as inpatient and outpatient coding, risk adjustment, and surgery. The competitive market in Winona incentivizes proficient medical coders to strive for advanced roles within healthcare organizations, underlining the importance of continuous professional development.
About the Winona Market
Salary estimated from Minnesota average ($54,000) adjusted for local cost of living.
2026 Salary Percentile Distribution in Winona
Experienced medical billing and coding specialists at the top of the pay scale in Winona earn between $20,396 and $24,984 per year (2026 est.). This $12,611 range from 10th to 90th percentile reflects significant earnings potential growth over a career. The Winona median of $16,432 sits 45.86% below the US median.
Top MBS Salary Comparison
| Level | Winona | National |
|---|---|---|
| Median (P50) | $16,432 | $30,349 |
| 75th Percentile | $20,396 | $38,468 |
| 90th Percentile (Top 10%) | $24,984 | $48,159 |
In Winona, experienced medical billing and coding specialists (P90) earn 52.04% more than the local median — reflecting the significant value of specialization and tenure in this market.
What Drives Top Medical Billing and Coding Specialist Pay in Winona
Advanced Certifications in Minnesota
MN medical billing and coding specialists with additional specialty certifications within the medical billing and coding field earn significantly above the $16,432 median. Expanded-scope credentials are increasingly valued by Winona employers.
Specialty Focus
Medical Billing and Coding Specialists focusing on high-acuity or specialty areas within the medical billing and coding field in Winona command premium compensation, often reaching the $20,396–$24,984 range.
Large Health-System & Multi-Site Experience
Large hospital systems and multi-site employers in the Winona metro area often pay above-market rates for experienced medical billing and coding specialists who demonstrate efficiency and leadership.
Employer Loyalty & Patient Relationships
Long-tenured medical billing and coding specialists in Winona with established relationships have strong negotiating leverage. In this developing market, retention bonuses and annual raises are common for top performers.
Continuing Education & Leadership
Medical Billing and Coding Specialists in Minnesota who pursue advanced degrees, mentor junior staff, or lead clinical education programs position themselves for the highest compensation tiers and management roles.
Medical Billing and Coding Specialist Career & Wage Growth Path in Winona
Clinical Medical Billing and Coding Specialist
0-5 yearsSenior/Lead Medical Billing and Coding Specialist
5-10 yearsMedical Billing and Coding Specialist Department Manager
10+ yearsEducator / Specialty Leadership
AdvancedWinona ranks #39 of 44 Minnesota cities for top earner medical billing and coding specialist salary (90th percentile: $24,984).
Top 10% medical billing and coding specialist compensation in Winona ($24,984) is 52.27% below the Minnesota average P90 ($52,344).
2021 BLS Actual
$22,327
2025 BLS Actual
$24,418
2026 Current Est.
$24,984
2021–2027 Growth
+14.5%
Salary Trajectory for Medical Billing and Coding Specialists in Winona (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $22,327 | Actual |
| 2022 | $22,706 | Actual |
| 2023 | $23,413 | Actual |
| 2024 | $77,826 | Actual |
| 2025 | $24,418 | Actual |
| 2026(current) | $24,984 | Estimated |
| 2027 | $25,564 | Projected |
Top-earning medical billing and coding specialists (90th percentile) in Winona saw their compensation grow 9.4% from $22,327 in 2021 to $24,418 in 2025, based on 5 years of BLS OEWS data for this metropolitan area. At a 2.32% annual growth rate, senior-level pay is projected to reach $25,564 by 2027, reflecting continued demand for clinical expertise and expanded-function credentials.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Winona metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Maximizing Your Medical Billing and Coding Specialist Earnings in Winona
Compensation for senior medical billing and coding specialists in Winona varies based on specialization and the type of employer. Coding professionals with skills in high-demand areas, such as CCS for inpatient coding and CRC for risk adjustment, command preferential pay rates over their counterparts focusing solely on outpatient coding. Employment environments also influence salary potential, with physician group practices, hospital departments, and consulting firms offering different pay structures. Leadership roles, such as coding supervisor or HIM director, represent realistic career advancement opportunities for those dedicated to the field, while advanced credentials like AAPC's CPC or AHIMA's CCS can significantly enhance earning potential. Additionally, non-salary compensation factors, such as productivity bonuses or the option for remote work, are increasingly vital in attracting top talent in this evolving industry.
More salary data for Winona, MN:
Frequently Asked Questions
How much do experienced medical billing and coding specialists make in Winona in 2026?
What drives higher medical billing and coding specialist pay in Winona?
What certifications boost medical billing and coding specialist salary in Winona?
Can experienced medical billing and coding specialists make six figures in Winona?
How much does medical billing and coding specialist salary increase over time in Winona?
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Written by Amina Patel, CPC
Career Analyst
Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.
Methodology & Data Source
Top-earner salary figures on this page are 2026 projections derived from the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. BLS reported a 90th percentile salary of $24,418 for medical billing and coding specialists in the Winona metro area. A 2.32% compound annual growth rate (CAGR), calculated from 6-year national BLS wage trends, was applied to project current 2026 senior-level compensation. Individual earnings depend on certifications, specialization, practice type, and years of clinical experience.
Data Sources & Methodology
Salary data for Winona is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).
Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov