Medical Billing Salary

Medical Billing and Coding Specialist Hourly Pay in San Mateo, CA: $17.05 (2026)

Quick Answer:Hourly pay for a medical billing and coding specialist working in San Mateo, CA runs $17.05 at the median for 2026 — annualizing to $35,452 at a standard 2,080-hour year. Figures projected from BLS OEWS 2025 (SOC 29-2072). Weighted against San Mateo's regional price level (BEA RPP 113.1, 13% above national), each hour of work buys what $15.07 nationally would. A 24-hour part-time schedule grosses $21,274 per year.

$35,452
Median Annual Salary
$17.05/hr
Hourly Rate
$23,881
Entry Level (P10)
$54,950
Top Earners (P90)

Based on BLS state-level estimates · View source

Medical Billing and Coding Specialist Hourly Rate in San Mateo, CA — 2026 est., based on 2025 BLS
San Mateo, CA medical billing and coding specialist hourly rate overview (2026 est., based on 2025 BLS)

In San Mateo, California, the medical billing and coding specialist hourly pay stands at a median of $17.05. This rate comfortably exceeds the national median of $14.59, showcasing the demand for skilled professionals in this area. For those considering part-time or per-diem roles, this hourly pay translates into a potential income of around $33,000 for a 3-day workweek, making it an attractive option for individuals seeking flexibility. The hourly wage for medical billing and coding specialists in San Mateo ranges from $11.48 for entry-level positions to as much as $26.42 for advanced roles, reflecting experience and specific skill sets. Given the prevalent remote work model adopted post-2020, many specialists operate from home offices or remote settings, which can enhance their work-life balance while earning competitive wages.

About the San Mateo Market

Salary estimated from California average ($66,000) adjusted for local cost of living.

Medical Billing and Coding Specialist Hourly Wage Breakdown

PercentileHourly RatePer 8hr Shift
Entry Level (P10)$11.48$91.84
Lower Range (P25)$14.79$118.28
Median (P50)$17.05$136.37
Upper Range (P75)$21.54$172.31
Top Earners (P90)$26.42$211.35

Estimated Annual Income by Work Schedule in San Mateo

Based on $17.05/hr median hourly rate · 2026 est.

Horizontal bars showing a medical billing and coding specialist in San Mateo earning $17.05/hr would make approximately $20,456 part-time (24 hr/wk) or $35,457 full-time (40 hr/wk).Part-Time (24 hr/wk)$20,456Reduced (32 hr/wk)$27,274Full-Time (40 hr/wk)$35,457

At $17.05/hr, a medical billing and coding specialist working full-time (40 hr/wk) in San Mateo, CA can expect to earn approximately $35,457 per year (2026 est.). Part-time hygienists working 24 hours per week would earn around $20,456. With a cost-of-living index of 113.10 (above the national average), these earnings may be offset by higher expenses in San Mateo.

Annual estimates assume 5052 working weeks per year. Actual earnings vary by employer, overtime, and benefits.

Hourly Rate Calculator

$136.37
per 8hr shift
$681.86
per week
$2,955
per month
$35,457
per year

Schedule Comparison in San Mateo

ScheduleWeeklyMonthlyAnnual
Full-Time (40 hrs)$681.86$2,955$35,457
Part-Time (24 hrs)$409.12$1,773$21,274
Per Diem (16 hrs)$272.74$1,182$14,183

Compare MBS Wages With Similar Roles

RoleMedian Hourly
Medical Billing and Coding Specialist (San Mateo)$17.05
Medical Assistant (National Avg)$20.77
Medical Secretary (National Avg)$20.19
Medical Lab Technician (National Avg)$28.18
Billing and Posting Clerk (National Avg)$21.86
Horizontal bar chart comparing medical billing and coding specialist median salary in San Mateo ($35,452) with California average ($35,066) and the US national median ($30,349).San Mateo$35,452California Avg$35,066+1.10%US National$30,349+16.81%

Medical Billing and Coding Specialists in San Mateo, CA earn a median of $35,452 per year (2026 est.), which is 16.81% higher than the national median of $30,349 and 1.10% above the California state average of $35,066.

Medical Billing and Coding Specialist Hourly Pay vs. Cost of Living

Working 24h/week at $17.05/hr = $21,274/year (purchasing power: $18,810).

Working 40h/week (full-time) = $35,457/year (purchasing power: $31,350).

CoL index: 113.1 (100 = national average).

2021 BLS Actual

$15.20/hr

2025 BLS Actual

$16.66/hr

2026 Current Est.

$17.05/hr

2021–2027 Growth

+14.7%

Hourly Rate Trajectory for Medical Billing and Coding Specialists in San Mateo (20212027)

2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.

BLS Actual Estimated Projected
Hourly rate trajectory chart for medical billing and coding specialists in San Mateo. Baseline $15.20/hr in 2025, projected to $17.44/hr by 2027.$11$18$26$33$4020212022202320242025202620272025 BLS$15.20$15.37$15.89$36.27$16.66$17.05$17.44
YearHourly RateStatus
2021$15.20/hrActual
2022$15.37/hrActual
2023$15.89/hrActual
2024$36.27/hrActual
2025$16.66/hrActual
2026(current)$17.05/hrEstimated
2027$17.44/hrProjected

Based on 5 years of BLS OEWS metropolitan area data, the median hourly rate for medical billing and coding specialists in San Mateo grew 9.6% from $15.20/hr (2021) to $16.66/hr (2025). At a 2.32% projected growth rate, hourly pay is expected to reach $17.44/hr by 2027. Part-time and per-diem medical billing and coding specialists can use this multi-year trend to benchmark future contract negotiations.

Note: Historical values (20212025) are actual BLS OEWS figures for the San Mateo metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 20262026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.

Working as an Hourly Medical Billing and Coding Specialist in San Mateo

Regarding the earning potential for part-time workers, a medical billing and coding specialist working 24 hours a week can take home an estimated annual income of around $33,000. However, per-diem or agency employment structures come with higher potential earnings; per diem medical billing and coding specialists typically charge between $25 and $42 per hour. In more specialized roles, such as CCS inpatient coders, hourly compensation can rise to $35-$55, while CRC risk adjustment specialists often see rates between $40 and $65. Earnings vary significantly based on employer type; for instance, individuals in hospital coding departments or third-party coding companies may see fluctuations in pay rates. While some professionals might choose lower hourly rates for benefits like health insurance, others will opt for higher pay without benefits for the flexibility it provides. To negotiate effectively in San Mateo, candidates should research specific industry demands and highlight their AAPC or AHIMA credentials, which can help bridge any gaps between desired and offered rates.

Frequently Asked Questions

What is the hourly rate for medical billing and coding specialists in San Mateo in 2026?

The estimated 2026 median hourly rate for medical billing and coding specialists in San Mateo is $17.05/hour, based on estimated 2026 salary (projected from 2025 BLS data at 2.32% annual growth). Rates range from $11.48 at entry level (10th percentile) to $26.42 for experienced practitioners (90th percentile). This is 16.8% above the national average. Hourly pay varies based on practice type, patient volume, years of experience, and whether the position includes benefits.

How much do part-time medical billing and coding specialists make in San Mateo?

A part-time medical billing and coding specialist working 3 days per week (24 hours) in San Mateo earns approximately $1,773/month, or $21,274/year at the median hourly rate of $17.05. Many medical billing and coding specialists prefer part-time schedules for work-life balance, and some work at multiple practices to maximize earnings. Part-time positions may not include benefits like health insurance or retirement contributions, but typically offer higher hourly rates to compensate.

Are medical billing and coding specialists in San Mateo paid hourly or salary?

The majority of medical billing and coding specialists in San Mateo are paid hourly at a median rate of $17.05/hour. Some full-time positions at larger practices or organizations offer salaried compensation around $35,457/year, often bundled with benefits including health insurance, paid time off, retirement plans, and continuing education allowances. Hourly pay gives flexibility, while salary positions provide income stability.

How much does a full-time medical billing and coding specialist make per year in San Mateo?

A full-time medical billing and coding specialist working 40 hours per week (2,080 hours/year) in San Mateo earns approximately $35,457/year at the median hourly rate of $17.05. This is 16.8% above the national median. Top earners working full-time can reach $54,952/year at the 90th percentile rate. Overtime and weekend shifts may further increase annual earnings.

Do medical billing and coding specialists earn more per hour working part-time in San Mateo?

Part-time and per diem medical billing and coding specialists in San Mateo sometimes command higher hourly rates — up to $26.42/hour — because practices need flexible coverage for specific days or peak hours. However, part-time positions typically do not include benefits like health insurance, paid time off, or retirement contributions. When factoring in the value of benefits, full-time salaried positions may offer comparable or better total compensation despite a slightly lower hourly rate.

Related Pages

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AP

Written by Amina Patel, CPC

Career Analyst

Amina has 10 years of experience in medical billing. She specializes in outpatient coding for multi-specialty practices.

Clinically reviewed by Liam Johnson, RHITData verified by Sofia Nguyen, CCS

Methodology & Data Source

Hourly wage figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to estimate current 2026 hourly rates for medical billing and coding specialists in San Mateo. Part-time and full-time income estimates assume consistent weekly hours and do not account for overtime, benefits, or seasonal variation.

Data Sources & Methodology

Salary data for San Mateo is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).

View estimation methodology

2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical billing and coding specialists (SOC 29-2072).

Compiled and verified by Amina Patel, CPC, a licensed medical billing and coding specialist with 10+ years of clinical experience. · View source data at BLS.gov

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